The SKINNY on homebuying in Bluffton, SC
Now that I have your attention since it's January 2017 and everyone has the SKINNY mindset after holiday indulging, I'd like to introduce you to a great tool - whether you're a first time homebuyer or this is your 10th home or your second home, there is a tool kit that is available FREE online from the Consumer Financial Protection Bureau (CFPB)!
Not a day goes buy that someone who is looking for a home doesn't ask me about closing costs, how are they calculated, what are they, what are bank fees, how does a mortgage work, what information will I need, why is the bank asking me all these questions, why is it their business, why can't I afford that home, and on and on and on. The CFPB has put together a great little (using the term loosely since it's 26 pages) booklet that answer many of these questions and can put your mind at ease.
If you are working with a Realtor® usually the first words out of their mouth are "are you working with a lender" or "have you been prequalified". It's because we don't want to break your heart, and to be frank, we also don't want to waste your time and ours expending energy only to find out that the price point just really won't work - or in some cases, you really could have bought more of what you considered as a dream home - or that fixer upper you had your heart set on!
"Your home loan toolkit - A step-by-step guide" and tons of other great information is available at THIS LINK.
Now, AFTER you do all your homework, if you think you're ready to take advantage of our market - which is still pretty neutral or even buyer oriented - give me a call!
Here's an idea of some options for property in Bluffton!