Electrical wires must be protected.
During a pre-drywall phase, which needs to be checked during inspections, there are many things that need protection - electrical wires, plumbing supply and drain tubes, gas lines, and such.

Looking on the left, this wall framed around to enclose a steel beam column in the basement. Notice how the electrical wire is run through the middle, not the edge, of the studs. But the wire was left on one side of the column.
The simple fix is to nail a protective metal plate over the wire to insure that no future nail accidentally punctures it and cause a short.
There were many protective plates elsewhere in the house, but not here. And it is a simple fix.
My recommendation: pre-drywall inspections are the only time to see things like this. There are hundreds of things which must be looked at during such inspections. And protective cover plates are only one of those things! Get a pre-drywall inspection as a matter of course! You never know what things might be found.
That avatar was swiped from this photo Pat Kennedy took at my house last February when we had an AR meeting there.


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