The new year has started, new things are happening, the government is going through a change.
It's time to take a look at your credit and your financial portfolio.
America is facing some huge challenges, Obama did not help with some of the things he did, with the credit card reduction act, and other bad decisions.
Not knowing what the future economy is should make everyone wake up and think about some things.
It's time to think about your future, including things like
- Paying your debt down
- Making sure you have the right kinds of savings and the right amounts
- Boosting your credit score
- Reviewing and cleaning up your credit report
- Planning your retirement savings and portfolios
- Making a little more money by creating some new passive income
- Making some solid investments
The first four things I mentioned are things successful, people who have excellent credit and financial portfolios do every day.
The last three are also part of their routine, whether it is daily, weekly or monthly.
I did not even mention six other things you can do to change your financial situation.
There are some staggering facts that I want to make you aware of before I guide you to the next steps.
First of all every plan begins with vision. Vision is sometimes called dreaming. Visions take Motivation, Strategy, and Effort to make the dream come to reality.
318 million people live in the USA, but only 4.6 million have assets totaling more than 1 million dollars.
1 Million dollars is not enough to retire on, in these days it will be gone in a few years.
What is staggering is this:
56 percent of US households headed by someone 45 or older only have net assets of 100K or more, barely enough to survive two years of retirement.
Here is a question you can ask yourself, and when I ask it, don't say to yourself, this is impossible to achieve, because thousands are doing it.
Could you quit your job today and never work again and live comfortably from the income that you earn passively ? Or is that just a dream ?
Over half the US population will live in their retirement in poverty. 15-20 percent are already living in poverty. 45 million are living below the poverty
But what if I told you that you can get out of poverty, if that is your situation.
I have been talking about some serious issues, but maybe that is not your case.
Maybe you are just someone that had a serious life event that damaged your credit.
Maybe you were just fresh out of school, and had no one to mentor you to live responsible with your money and you got yourself in trouble.
I have been there, and many people have and they managed to reverse their credit problems.
Many people only lack the proper education, and resources to help them reverse some of these problems.
This year I want to help you get started. First I want to let you know that most of my time is taken coaching people, that found our company through bank loan officers, mortgage brokers, car dealers or real estate professionals. Because of that, our phone support is limited to them, and their / our clients. However we have pre-sales email support that can help you answer your questions.
However, if you read a little bit, your questions will be covered in the information I am going to share with you.
First, if you just need to get your credit score, in a better situation, for example you need one or two tradelines (that are in your own name, not someone else's). So that you can boost your score to get a new loan or mortgage. Or you need a few other lending for your home projects, then visit our credit site here at http://www.improveyourcreditscore.info
Ok maybe you need a little bit of the first option, but you also need some help cleaning up your credit report, paying down your debt, getting some savings started for your future, and planning your retirement savings. Then you want to visit our credit makeover site. http://credit-makeover.com/
Maybe you are a person that wants to learn about passive income, creating it, and getting started. Maybe you want to quit your job in the next 1-2 years and live off your passive income. Perhaps, you want to learn how to make some solid investments, and learn to be financially free. Then I encourage you to learn more and take the first step at our site here. http://financial-freedom-network.com/
I want to welcome you to make this next step, and we will be happy to share your success story.