Frequently asked real estate questions - how long does it take?

By
Real Estate Agent with Long & Foster Real Estate Inc 610-225-7400 PA License - AB067198

Frequently asked real estate questions - How long does it take from offer to settlement?

In Tredyffrin Easttown we often get asked by buyers how long the real estate process is for buying a home. Obviously, it depends, a buyer needs to find the right home. But Nick Vandekar, a Tredyffrin Township resident and Main Line Realtor can answer how long it takes once an agreement is accepted to settlement.

Generally, if the buyer is using a mortgage, the time is 45-60 days. Most mortgage firms since TRID implementation in the Tredyffrin Easttown area require a minimum of 45 days. This allows for appraisals, the home inspections etc. If buying with cash it can be much quicker and I have recently had two deals which closed in about 14 days each.

Some local mortgage bankers,those who use their own funds to close,  can close in slightly less than 45 days but it is safe to say when buying a home in Tredyffrin Easttown School District, in either Tredyffrin Township or Easttown Township you need to allow 45 days for settlement when using a mortgage.

If you are looking for a home in Tredyffrin Easttown School District, Nick Vandekar, Main Line Realtor can help you find the right one. Having lived here for almost 27 years moving here from London, UK he understands the stress of moving across town or across continents. He and his wife Trudy Vandekar have helped countless people relocate to the Tredyffrin Easttown area.

Posted by

 

Nick Vandekar
Nick is a Tredyffrin Easttown Residential and Commercial REALTOR selling The Main Line, Chester, Delaware and Montgomery Counties.

Giving you the confidence to make
the right decisions.

92 Lancaster Avenue
Devon , PA 19333
SellingTheMainLine.com
Mobile: (610) 203-4543 [call or text me]
Email Me

 

My Blog

   

If you are buying or selling on or around
Tredyffrin Easttown or along the Main Line, 
we can help you, contact us.

Comments (9)

Roy Kelley
Retired - Gaithersburg, MD

This is very good information to share with home buyers and home sellers.

Jan 27, 2017 03:26 AM
Harry F. D'Elia III
Avant Garde Residential Management Services - Phoenix, AZ
Investor , Mentor, GRI, Radio, CIPS, REOs, ABR

The best thing to do is educate the buyer throughout the entire process.

Jan 27, 2017 03:34 AM
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Realtor

Good morning, Nick and Trudy... 45-60 days sounds like a long time to me. Majority of my contracts are closed within 35 days and I rarely have one over 40, despite TRID. My first TRID contract the first week it went into effect closed in 28 days--and it was a VA loan for a relocation, no less.

Jan 27, 2017 04:44 AM
Wayne Martin
Wayne M Martin - Chicago, IL
Real Estate Broker - Retired

Good morning Nick and Trudy. Timing can be a local thing and dependent on many factors. Generally 30 -60 days is the range! Enjoy your day!

Jan 27, 2017 05:32 AM
Nick Vandekar, 610-203-4543
Long & Foster Real Estate Inc 610-225-7400 - Devon, PA
Selling the Main Line & Chester County

Roy Kelley thanks for stopping by.

Harry F D'Elia absolutely, and we are starting right here.

Nina Hollander I have a couple of mortgage bankers who say they can go quicker, but in general we have found the average time is 45/46 days. Often depends on the buyer supplying the paperwork required.

Wayne martin, yes, it may also have to do with location,more rural areas might have more problems getting appraisals carried out quickly.

Jan 27, 2017 08:28 AM
Jeff Dowler, CRS
eXp Realty of California, Inc. - Carlsbad, CA
The Southern California Relocation Dude

Hi Nick

Great information presented in your video, and this post. I bet this is a common question of both buyers and sellers. We can typically do a closing from start to finish here in about 30 days!

Jeff

Jan 27, 2017 11:41 AM
Nick Vandekar, 610-203-4543
Long & Foster Real Estate Inc 610-225-7400 - Devon, PA
Selling the Main Line & Chester County

Jeff Dowler that seems fast, most of our mortgage providers want longer, I think more to give them padding if the client is slow with paperwork honestly.

Jan 27, 2017 12:14 PM
Kathy Streib
Cypress, TX
Home Stager/Redesign

Hi Nick and Trudy, it seems that real estate is local!  This is a question that I would guess gets asked all of the time.  I love that you also included what you were discussing in the video in your post. 

Jan 28, 2017 10:16 AM
Gayle Rich-Boxman Fishhawk Lake Real Estate
John L Scott Market Center - Birkenfeld, OR
"Your Local Expert!" 503-755-2905

Nick, how fun to listen to your voice! Are you from New Zealand originally?? The loan process is something that I tackle with people fairly early on, as they don't realize how slow it's become. In our area because it's been crazy, appraisers are hard to come by! 

Jan 30, 2017 05:56 PM