It's Time to Request Your FREE Credit Report
Credit advice is everywhere ...
The internet, social media, news outlets, financial and lending institutions, and more provide a never-ending supply of it.
So by now, you've probably seen and heard that your Credit Score is important ... and that you should check your Credit Report on a consistent and timely basis.
But where do you start?
There are 2 simple ways to achieve this important task:
1: You can talk to your Lender.
This is most commonly done when applying for a mortgage (or loan of some kind), but it can be accomplished at any time. (It must be pointed out that should you not be applying for a loan anytime soon, there may be a small charge for running a Credit Report in this manner. This charge will be incurred at the discretion of your Lender.)
2: You can order your Credit Report via one of the 3 consumer credit bureaus ... Experian, TransUnion, Equifax).
It's a fact: Each credit bureau is required to provide you aFREE copy of your Credit Report once every 12 months. (By staggering your requests throughout the year, you best monitor changes or errors that might occur.)
This is easy to do. Just go to:
- Your Name
- Your Address
- Your Date of Birth
- Your Social Security Number
Security is in place on this site, so it may be necessary for you to establish a "secret" question or answer that no one else knows in order to complete your Credit Report request.
* Hoping to Buy or Refinance a Home in New Lenox, Will County, or elsewhere in the Chicagoland area? Contact me! I'll put my 40+ years of Mortgage experience and expertise hard to work on your behalf.