City of Reno – First Time Home Buyer Programs

By
Real Estate Agent with CalNeva Realty NV DRE#62137

Benefits – Home Is Possible for City of Reno Down Payment Assistance

  • HIP down payment assistance is available anywhere in the City of Reno and statewide.
  • Receive up to 5% of the loan amount for down payment and/or closing costs.
  • Grant is non-repayable.
  • Competitive 30 year interest rates for conventional and government loan types (FHAVA)
  • Down payment grants can be combined with Federal Income Tax Rebates through Mortgage Credit Certificate (MCC) Program.
  • Program is for anyone buying a home within the City of Reno that falls under the minimum program requirements below.

Requirements – Home Is Possible for Reno Down Payment Assistance

  • You must occupy the purchased Reno home as a primary residence.
  • Your income is below $95,500.
  • Desired homes purchase price is under $400,000. See Reno homes for sale that qualify for down payment assistance now.
  • Your credit score is a minimum of 640.
  • You meet the normal government or conventional requirements for underwriting.
  • Attend a required home buyer course.
  • Pay a one-time fee of $675.

Comments (0)