First of all, congratulations on deciding to become a first time homebuyer! I know this is a very exciting time for you and I want to make sure that you have a positive experience with the proper guidance.
As a first time homebuyer in Rancho Cucamonga or any other city, I understand that you are about to make the single biggest purchase most first time homebuyers ever will, therefore you should consider the following advice.
Get pre-approved. As a first time homebuyer, it is very important that you know how much you qualify for when searching for a home. This will save you time and a potential heartache of viewing homes that aren’t within your budget. Also, make sure you do this pre-approval step first! You do not want to find the home of your dreams and see it go under contract as you wait to get your approval.
Location is key. Research the city you want to live in thoroughly; how are the school districts ranked? What kind of activities and events does the city have? Does it fit with the lifestyle you have? Rancho Cucamonga is a great, diverse and thriving city to consider moving to.
Find a top trusted real estate agent. You want to make sure that you have a realtor that is an experienced negotiator, that knows how to listen to your wants and needs and can in turn find the right home for you. You also want your real estate agent to be readily available to answer all your questions with knowledgeable answers. As Rancho Cucamonga’s top performing real estate expert, I would be more than happy to offer you my expertise and guide you as a first time homebuyer.
Be aware of contingencies. Once all parties accept the offer you made, the transaction moves forward and you come upon contingencies. You have to be aware of these and make sure you want to move forward with the process. Some of these contingencies include: home inspection, appraisal, loan approval, insurance, home owners association rules (if they apply) and others.
You deserve the best service and information at hand to make the right decision. Feel free to call me at (909) 938-1388 so we can further discuss the steps you want to take as a first time homebuyer in Rancho Cucamonga or other nearby city.
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