Spring! Flooding! Disaster Plans - What You Need to Know

By
Real Estate Agent with DFW FINE PROPERTIES 0506509

©By Patricia Feager, 2/25/2017

 

TEXAS HOMEOWNERS

Do you need flood insurance? The best thing to do is check with your Home Owners Insurance Agent before it begins to rain and floods. To find out if your property or a property in an area you're thinking about buying is in a Flood Zone, check with FEMA (Federal Emergency Management Agency) at www.fema.gov before you make an offer on a new property or a piece of land. Just because an area didn't flood previously, doesn't mean it won't flood now or in the future. FEMA is always revising the flood zones. Sellers have a responsibility to disclose if their property is located in a flood zone. Warning to Sellers - if the property you are selling is vacant, will your property be covered by insurance? Check with your Insurance Agent and don't take anybody else's word that you're covered unless you have proof. Every homeowner should take inventory of the contents of their property and have proof of what you own beforehand. Check with your own Insurance Company to find out what they would need in case disaster strikes. 

 

FUTURE TX HOMEOWNERS OF AMERICA

If you are a student in grades 8th, 9th, 10th, or 11th, and you want to learn, educate yourself, and be prepared for what the future holds, you might want to apply for the FEMA Youth Preparedness Council. The deadline for applying for an application is March 31, 2017 - www.ready.gov/youth-preparedness-council.

 

EDUCATION IS A LIFE-LONG PROCESS

 

 

TEXAS VOLUNTEERS

Volunteers are like angels on earth who help when disaster strikes by helping when needed in a crises situation. Whether it is a flood, fire, tornadoes, or other natural disaster emergency crises, volunteers are desperately needed. For more information go to:

www.salvationarmytexas.org/ways-we-can-help/emergency-disaster-services

 

EMERGENCY PLAN

Regardless of who you are, how old you are, or where you live, everyone needs to have an emergency plan in place. Creating an emergency kit is a good thing to have on hand located in one or more locations for easy access and availability if disaster strikes. When the power is out, you'll need a backup plan. Every household member and individual needs to know who to contact, how to reach people, when to call, what to do, where to go, and most importantly what NOT to do. When technology fails, don't panic - people born before cell phones and household computers/technology devices should be very familiar what to do without electricity. 

In general, never drive any vehicle in flood waters. Even buses float or people get trapped and drown. Swimming against the current or in flooded waters is never an option. Water rises quickly. Pets may be smart but they can drown and get swept into storm sewers too.

"According to FEMA: - Six inches of water will reach the bottom of most passenger cars, causing loss of control and potential stalling. - A foot of water will float many vehicles. - Two feet of rushing water will carry away most vehicles, including SUVs and pickups." 

 

 

Posted by

Texas Law requires all license holders to provide the Information about Brokerage Services form to prospective clients.

Real Estate Commission Consumer Protection Notice  

 

 dfw fine properties

 

DFW FINE PROPERTIES

                                        2900 W Southlake Blvd, Suite 180
                                        Southlake, TX 76092
                                        Office: 817-748-4800/FAX: 817-748-4900

                                         Patricia Feager
                                                        Cell: 469-951-4758

                                                        Email: patricia.feager@gmail.com

 

CERTIFICATIONS

Certified Residential Specialist
Certified Pricing Strategies; Mastering the CMA
Certified Military Relocation Specialist
Certified Negotiation Expert
C
ertified RE Probate Specialist

"With self-discipline most anything is possible." --- Theodore Roosevelt 

 

 

  

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Rainmaker
3,128,829
Kristin Johnston - REALTOR®
RE/MAX Realty Center - Waukesha, WI
Giving Back With Each Home Sold!

Great information..thankfully we do not have that issue here typically!

Feb 25, 2017 07:12 AM #1
Rainmaker
2,017,044
Patricia Feager, MBA, CRS, GRI,MRP
DFW FINE PROPERTIES - Southlake, TX
Selling Homes Changing Lives

Kristin Johnston - REALTOR® - You have a lot to be thankful for! It's a good time to think of family and friends in places where they have something like this to worry about and share information that can save their lives or suffering. 

Feb 25, 2017 07:16 AM #2
Rainmaker
3,982,264
William Feela
WHISPERING PINES REALTY - North Branch, MN
Realtor, Whispering Pines Realty 651-674-5999 No.

Now is the time to start preparing for flood.  Ins and moving options should be figured out now.

Feb 25, 2017 07:20 AM #3
Rainmaker
2,017,044
Patricia Feager, MBA, CRS, GRI,MRP
DFW FINE PROPERTIES - Southlake, TX
Selling Homes Changing Lives

William Feela - Nows is the time! By the time there is a disaster, it is often too late or by far worse. Children should be trained too!

Feb 25, 2017 07:56 AM #4
Ambassador
1,849,980
Debb Janes EcoBroker and Bernie Stea JD
ViewHomes of Clark County - Nature As Neighbors - Camas, WA
REALTORS® in Clark County, WA

Always an issue around here when we sell any waterfront property. Otherwise, there's not much of a flooding concern for homeowners in Clark County. This is great information Patricia - truly lifesaving. 

Feb 25, 2017 08:11 AM #5
Rainmaker
2,017,044
Patricia Feager, MBA, CRS, GRI,MRP
DFW FINE PROPERTIES - Southlake, TX
Selling Homes Changing Lives

Debb Janes EcoBroker and Bernie Stea JD - Thank you for the nice comment. Flooding can happen anywhere and my heart goes out to those who have to deal with it or suffer as a result. 

May you receive gentle rains and just the right amount of good Spring weather to bring continuous joy to the residents in your area, and especially you!

Feb 25, 2017 08:40 AM #6
Ambassador
1,640,098
Joe Pryor
The Virtual Real Estate Team - Oklahoma City, OK
REALTOR® - Oklahoma Investment Properties

Same goes for Oklahoma, unless you have flood and you get flooded you have to pay.

Feb 25, 2017 09:06 AM #7
Rainmaker
2,497,566
Rebecca Gaujot, Realtor®
Vision Quest Realty - Lewisburg, WV
Lewisburg WV, the go to agent for all real estate

The flood in June 2016 was devastating to our area. In fact, FEMA, removed an area that was a flood plain and people dropped their flood insurance and WHAM the flood struck.  Luckily, new homes are being built in two areas that were struck hard.

Feb 25, 2017 01:30 PM #8
Ambassador
3,799,111
George Souto
George Souto NMLS #65149 FHA, CHFA, VA Mortgages - Middletown, CT
Your Connecticut Mortgage Expert

Patricia it is always good to check to see if I a property is in a flood plain.  I don't know about Texas but, here in CT flood insurance is mandatory in order to obtain financing on a property in a flood plain, and flood insurance can be very expensive.

Feb 25, 2017 01:32 PM #9
Rainmaker
2,017,044
Patricia Feager, MBA, CRS, GRI,MRP
DFW FINE PROPERTIES - Southlake, TX
Selling Homes Changing Lives

George Souto - The same is true here in Texas. If a property is in a flood zone, flood insurance is mandatory to obtain financing. The problem becomes apparent when a current homeowner didn't know FEMA changed or when buyers buy from an investor who paid cash never took the time to check an investment property. As you say, flood insurance can be very expensive and most lenders won't approve a loan if it's in a flood zone. 

Feb 25, 2017 02:22 PM #10
Rainmaker
2,017,044
Patricia Feager, MBA, CRS, GRI,MRP
DFW FINE PROPERTIES - Southlake, TX
Selling Homes Changing Lives

Rebecca Gaujot, the Go To Realtor® - You had a terrible flooding problem last year in your area. I pray you'll be spared this year. When it comes to floods, FEMA and insurance companies take it seriously. The biggest issue I see is when an investor bought the house with cash and didn't insure the property or bothered to check. Renters insurance does not cover anything except the contents of a tenant's home based upon what's insurable by the company. 

Feb 25, 2017 02:25 PM #11
Rainmaker
2,535,677
Myrl Jeffcoat
GreatWest Realty - Sacramento, CA
Greater Sacramento Real Estate Agent

That's important information for those in flood prone areas, Patricia.  Much of California has needed to come to terms with having a plan.

Feb 25, 2017 02:32 PM #12
Rainmaker
2,017,044
Patricia Feager, MBA, CRS, GRI,MRP
DFW FINE PROPERTIES - Southlake, TX
Selling Homes Changing Lives

Myrl Jeffcoat - My heart is filled with compassion for the people devastated by flooding in California. Unfortunately, spring clean-up will be a heavy duty job for months to come. 

Feb 25, 2017 02:35 PM #13
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