©By Patricia Feager, 2/25/2017
Do you need flood insurance? The best thing to do is check with your Home Owners Insurance Agent before it begins to rain and floods. To find out if your property or a property in an area you're thinking about buying is in a Flood Zone, check with FEMA (Federal Emergency Management Agency) at www.fema.gov before you make an offer on a new property or a piece of land. Just because an area didn't flood previously, doesn't mean it won't flood now or in the future. FEMA is always revising the flood zones. Sellers have a responsibility to disclose if their property is located in a flood zone. Warning to Sellers - if the property you are selling is vacant, will your property be covered by insurance? Check with your Insurance Agent and don't take anybody else's word that you're covered unless you have proof. Every homeowner should take inventory of the contents of their property and have proof of what you own beforehand. Check with your own Insurance Company to find out what they would need in case disaster strikes.
FUTURE TX HOMEOWNERS OF AMERICA
If you are a student in grades 8th, 9th, 10th, or 11th, and you want to learn, educate yourself, and be prepared for what the future holds, you might want to apply for the FEMA Youth Preparedness Council. The deadline for applying for an application is March 31, 2017 - www.ready.gov/youth-preparedness-council.
EDUCATION IS A LIFE-LONG PROCESS
Volunteers are like angels on earth who help when disaster strikes by helping when needed in a crises situation. Whether it is a flood, fire, tornadoes, or other natural disaster emergency crises, volunteers are desperately needed. For more information go to:
Regardless of who you are, how old you are, or where you live, everyone needs to have an emergency plan in place. Creating an emergency kit is a good thing to have on hand located in one or more locations for easy access and availability if disaster strikes. When the power is out, you'll need a backup plan. Every household member and individual needs to know who to contact, how to reach people, when to call, what to do, where to go, and most importantly what NOT to do. When technology fails, don't panic - people born before cell phones and household computers/technology devices should be very familiar what to do without electricity.
In general, never drive any vehicle in flood waters. Even buses float or people get trapped and drown. Swimming against the current or in flooded waters is never an option. Water rises quickly. Pets may be smart but they can drown and get swept into storm sewers too.
"According to FEMA: - Six inches of water will reach the bottom of most passenger cars, causing loss of control and potential stalling. - A foot of water will float many vehicles. - Two feet of rushing water will carry away most vehicles, including SUVs and pickups."