Our government wants to help us.... be afraid, be very afraid.
Every democrat out there wants this form of corporate welfare because "it helps the little guy". Welfare rewards bad decisions.
Bad decisions to buy cars and liabilities with our equity.
Bad decisions to become a fix and flipper because we saw it on TV and thought "i can do that".
Bad decisions by investors to buy loans with imaginary incomes and fairy tale assets.
Bad decisions to falsely support our lack of population growth with replacement citizens called illegal aliens (an influx of 10, 15 or 30 million people in the last 20 years does impact demand for housing).
Bad decisions to mistake our homes equity as a secondary income.
Bad decisions to not save any money.
It's time to reward and encourage SMART decisions...
S strategic - lets help our clients make plans not transactions
M Measurable - show our clients what it means to measure their decisions
A articulated- walking our clients through the process of articulating a long term plan helps them think it through
R results - what are the desired results, how will this decision impact their life?
T time bound - make a plan to meet with our clients on a regular schedule to review the plan
When we help our clients make decisions we are advisers. Lets be valuable advisers.
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