Purchase A Home with VA - 100% Financing - With Zero Down

Mortgage and Lending with E Mortgage Management NMLS ID # 214834

VA loans are often made without any down payment at all. Aside from the veteran's certificate of eligibility and the fact that the appraiser is assigned by VA, the application process is not much different than any other type of mortgage loan.

E Mortgage Management is approved for automatic processing and a buyer's loan can be processed and closed by the lender without waiting for VA's approval of the credit application or for VA to review the appraisal. E Mortgage Management is able to use VA recognized automated underwriting systems, such as Loan Prospector and Desktop Underwriter, to facilitate the underwriting process.




1. Apply with E Mortgage Management for the loan prequalification


2. Apply for a Certificate of Eligibility (This is done by the lender)


3. Decide on a home to buy and sign a purchase agreement


4. Order an appraisal from VA. (This is done by the lender.)


5. Close the loan and move in.


Please click on my personal website for more information http://www.mortgagestampa.org or contact me @ 813-517-0799 for more information or to assist you in getting started on your home purchase.

Jason R Hands
E Mortgage Management
13503 W Linebaugh Avenue, Suite 102
Tampa, FL 33626
813-517-0799 - Direct
813-385-1109 - Mobile
813-377-2905 - Fax

NMLS Originator ID: 214834 FL # LO562


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Thomas J. Nelson, REALTOR ® e-Pro CRS RCS-D Vets
Big Block Realty 858.232.8722 - La Jolla, CA
& Host of Postcards From Success Podcast

Don't forget 2A. Verify VA approved properties before you schedule showings.

Mar 26, 2017 08:57 AM #1
Jeff Masich-Scottsdale AZ Associate Broker,MBA,GRI
HomeSmart Real Estate - Scottsdale, AZ
Arizona Homes and Land Group/ Buy or Sell

Good points Jason Hands , the VA $0 down is a great benefit. Many people don't realize that the USDA (Department of Agriculture) has $0 down loans too, mainly in rural areas. However, here in  Phoenix, the horse properties in Desert Hills are still in the USDA qualifying area. Another great benefit! 

Mar 26, 2017 10:11 AM #2
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Jason Hands

Purchase Specialist - www.jasonhands.emmloans.com
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