VA loans are often made without any down payment at all. Aside from the veteran's certificate of eligibility and the fact that the appraiser is assigned by VA, the application process is not much different than any other type of mortgage loan.
E Mortgage Management is approved for automatic processing and a buyer's loan can be processed and closed by the lender without waiting for VA's approval of the credit application or for VA to review the appraisal. E Mortgage Management is able to use VA recognized automated underwriting systems, such as Loan Prospector and Desktop Underwriter, to facilitate the underwriting process.
FIVE EASY STEPS TO A VA LOAN
1. Apply with E Mortgage Management for the loan prequalification
2. Apply for a Certificate of Eligibility (This is done by the lender)
3. Decide on a home to buy and sign a purchase agreement
4. Order an appraisal from VA. (This is done by the lender.)
5. Close the loan and move in.
Please click on my personal website for more information http://www.mortgagestampa.org or contact me @ 813-517-0799 for more information or to assist you in getting started on your home purchase.
Jason R Hands
E Mortgage Management
13503 W Linebaugh Avenue, Suite 102
Tampa, FL 33626
813-517-0799 - Direct
813-385-1109 - Mobile
813-377-2905 - Fax
NMLS Originator ID: 214834 FL # LO562