Low Down Payment Jumbo Mortgage Rates! "We Think outside The Box"

Mortgage and Lending with First Florida Financial Group LLC NMLS# 238609

We Specialize and are Experts at Low Down Florida Jumbo Mortgage Loans!

  Low Down Jumbo Florida Mortgage Loan Financing Requirements

  • 5% Down Payment & 95% loan to value for owner occupied.
  • 15% Down Payment Investment Jumbo Mortgage Loans 65% loan to value.
  • $3,000,000 maximum loan amount.
  • $10,000,000 Super Jumbo Max loan amount.
  • We offer competitive 15 & 30 Year Fixed and Adjustable Mortgage Rates.

Have you been turned down for a Florida Jumbo Mortgage loan because;

  • You own too many properties.
  • You have more than 10 properties with mortgages.
  • Credit scores are a little too low.
  • Foreclosure or a Bankruptcy over 4 years ago.
  • Prior loan modifications.

Borrower Jumbo Requirements

  • 760 minimum credit score
  • 12 months reserves (borrower’s own funds)
  • 35% maximum DTI
  • Minimum down payment of 5% (must be borrower’s own funds)
  • 95% LTV/CLTV on loan amounts up to $1 million without mortgage insurance on a 1 unit, owner occupied purchase or rate and term refinance.

If you don't meet the strict jumbo underwriting guidelines we can solve this by doing a conforming loan up to $424,100 and then do a Second Mortgage for the difference and this also eliminates the mortgage Insurance for Jumbo Mortgage Loans.




Eddie Hoskins

President Senior Loan Officer


NMLS #238609

First Florida Financial Group, LLC



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Eddie Hoskins

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