Jumbo Mortgage Loan Limit Changes

Mortgage and Lending with Jumbo Mortgage Source

Some of the Jumbo financing loan limits have recently been updated below.  Home buyers that have questions can always reach us by calling 800-840-6449 or visit www.JumboMortgageSource.com for more info


95% Jumbo Financing:

  • Max loan limits are $1,500,000 -  5% down payment
  • 700 credit scores required for all 95% options
  • No financial hardships in the previous 5 years


90% Jumbo Financing:

  • Max loan limits are $2,500,000 - 10% down payment
  • 720 credit score required when financing over 1.5mil


Borrowers should be aware of the following:

  • All the Jumbo financing options listed above are full documentation only. Income (2 years) and assets needed to qualify will be documented. 
  • The Jumbo program options above are exclusively for primary homes. However, vacation homes are allowed with greater down payment.  Investment homes are not permitted.
  • Single family homes, most condos, and townhomes approved.
  • Options include both fixed interest rate, adjustable rate ARM, single loan or combo 80-15, 80-10 loans.
  • Most jumbo options above 80% loan to value do NOT require monthly mortgage insurance - PMI.
  • Applicants must be U.S. citizens

Serving home buyers throughout the country including California: San Francisco, Los Angeles, San Diego, San Jose, Sacramento, Riverside, Orange County


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