San Francisco Hard Money Loans to 80% LTV

San Francisco and the surrounding Bay Area is one of the highest priced real estate markets in the country.  With the high demand for housing and solid home prices, we have some very aggressive hard money loan programs for the area.  These include San Francisco hard money loans to 80% LTV. 

In San Francisco and the surrounding Bay area, we have hard money programs that can finance up to 80% of the value of a property.  This includes purchases.  We can structure a hard money loan based on the value of your purchase.  These 80% hard money loans for purchases will go as high as 90% of the purchase price. 

While most of our hard money programs are not credit sensitive, these high leverage hard money products do have some credit sensitivity.  For experienced borrowers, however, we do have a lot of wiggle room to work with.  If you have completed at least 1 other real estate transaction in the past year, we can typically help up to 80% of value all the way down to a 580 credit score. 

These are shot term hard money loans, typically 1-4 years.  They are for investment property only, and can help finance single family properties as well as units.  There is not a cap to how many units a property can have.  Duplexes, tri-plexes, 4-plexes and larger apartment buildings are all ok.

While we are located in the San Francisco Bay Area, we can help with this type of financing throughout the state of California.  Outside of the Bay Area our loan to value cap may fall a little.

This 80% of value/90% of purchase price hard money loan program is for purchase money loans.  We can help with cash out refinance transactions at higher loan to value ratios as well.  Again, in a refinance situation the loan to value will be loosely tied to credit, but with real estate experience we can often times overcome a low credit score.

If you are looking for more aggressive hard money funding in the San Francisco Bay Area, give us a call today to discuss your options.  877 462 3422, or visit us online to lear more about our San Francisco hard money loans.