Having been real estate agents a very long time and
part of our continued marketing efforts include our monthly purple envelopes with different targeted messages to different groups in our data base...mmmm how we love the results and the people who are in the varying data bases as a sort of "Make new friends but keep the old" sort of marketing mantra.
We now get first time buyers that may be second or third generation from our original sphere...OR friends thereof....consistency in marketing is an invaluable tool.
Our first time buyers are often newlyweds...or recent graduates...they come from friends, our sphere of former Sellers and our data base of professionals with new employees....never overlook a marketing opportunity !
With sky rocketing rents....many first time buyers find it difficult to save much or any money for a down payment. Does that mean that never if programs that can be used to make that first time home purchase a reality.
As experienced real estate agents we seek out a number of lenders who can offer different programs to people with various needs. The lenders we choose are experienced with these programs and can work with a variety of situations for potential buyers.
- VA Loans - No down payment; credit score minimum
- USDA - No down payment; location specific, credit score 
- "Platinum Professional Loan and Real Estate program" - Program of our own
design - no down payment - bonus benefits - PURCHASES up to $650,000 !!!!
- State or other programs that may fit the Buyer's Profile
Soooo,...the answer for Buyers in a variety of situations and locations to the FAQ ...Do I need a Down Payment to buy a house ? is...MAYBE NOT !
In southeastern Wisconsin call the Hansons and we will help you figure out with our lending partners which loan works best for your individual 
situation. Real estate is NEVER a "one size fits all" kind of situation...it varies by Buyer, Seller, location, situation....and we are here to help ALL kinds of people in Selling and Buying Situations.
This is a Public Service Real Estate post brought to you courtesy of Sally K. & David L. Hanson, Broker Associates with Keller Williams. For all things real estate Call 414 525 0563, we are honored to be of service.
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