Ask the Minnesota Lakeshore Realtor: What is Deeded Access?

Real Estate Agent with Boardman Realty Minnesota License#90858


What is Deeded Access to a Minnesota Lake? 

 For each deed, there is a different answer to this question. With over 12,000 lakes in Minnesota there are often lakeshore listings which will include access to a lake via the deed. So what does this mean?

Deeded access is access to the lakeshore as specified in the deed to the home or property. As a Minnesota REALTOR® I have represented both buyers and sellers where there was some lake access even though the home was not directly on a lake shore. When a property is located on the shoreline, the riparian rights (right to use the lakeshore) will appear obvious; that the right to the shore belongs to the property owners. While this is usually the case, there are instances where even homes on the lake do not include the shoreline. Sometimes a property within close proximity to a lake will have a deed that gives access to the homeowners to use the lake. These rights can include the ability to use a private beach or put in a dock. Sometimes it allows the owner to dock a boat in a specific slip or it may just allow fishing from a private dock. Not all deeded access is created equal. To understand the riparian rights associated with the property, a potential buyers must ask questions to fully understand the specifics rights outlined in the deed.


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Posted by

Teri Eckholm. REALTOR with Boardman Realty, is a native Minnesotan who has lived and worked in the Minneapolis St Paul metro all of her life. She specializes in lakeshore homes, acreage properties and first time home buyers but assists anyone making a move in the north and east Twin Cities metro.

If you are buying, selling or relocating to Minnesota and need help from a professional REALTOR®, give Teri , a call or visit her website for a FREE Home Buyer Success Guide or FREE Home Value Report She specialize in acreage and lakeshore properties in the north and east Twin Cities metro area including Ham Lake, Lino Lakes and all communities in the Forest Lake School District! Serving Anoka, Chisago, Ramsey and Washington Counties in Minnesota.

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Comments (1)

William Feela
Realtor, Whispering Pines Realty 651-674-5999 No.

Very good points Teri.

I have run into this several times in the last few yearsl

Jul 08, 2017 07:08 PM