Buying a Home In Idaho? Don't miss this important step:

If you want to stand out in our market and strengthen your offer as a buyer, get pre-approved. 

Buying a home? Click here to start your new home search

Selling a home? Click here for an INSTANT Home Value Check 

Call us at (208) 501-8200 for a FREE home buying or selling consultation

If you’re searching for a new home in the Treasure Valley area, you’re entering a highly competitive market. Currently, the number of buyers searching for a new home in our market greatly outnumbers the number of homes for sale. This housing shortage has created this highly competitive environment, and you as a buyer need to find ways to stand out from other buyers. 

A great way to stand out as a buyer and strengthen your offer is to get a pre-approval for your home before you start your home search. This step is often overlooked by eager buyers, but it can make all the difference in your offer standing out while other buyers are running to the bank to get their loan approval completed before they can make their offer. 

There are many other advantages to having your mortgage pre-approval in hand, as well. Knowing your budget will give you the confidence of knowing what you can spend and if certain properties are within your reach. We highly recommend all our clients work with a lender to get pre-approved before they start house hunting.

Once you interview and hire a Realtor to assist you in the home buying process, they’ll act as a great resource to connect you with local lenders who’ve proven themselves to be able to offer great loan options, competitive rates and fees, and who have the ability to close on time.

Getting pre-approved not only proves to the buyer that you’re serious about buying their property, but it also speeds up the transaction process and the closing time frame. 

The bottom line is, don’t chance it. Get your loan approval letter in hand so you’re in the driver’s seat as soon as that perfect home pops up on the market. This process is easy and can often be completed online or over the phone. 

If you’re ready to buy a home, you might find out that it’s easier to qualify for than you think. With interest rates still low, your prospective monthly payments are still very attractive, especially compared to rents in our area. 

If you have any questions about buying or selling a home, feel free to reach out to us by phone or email.

We’d be happy to assist you.