Buying or Refinancing a Home? Seek a Mortgage Originator that's a Good Conversationalist

Mortgage and Lending with NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656 IL Lic 031.0006220/WI


Buying or Refinancing a Home?

Seek a Mortgage Originator that's a Good Conversationalist


Consider this scenario ...

You've been invited to a party.  You don't know many people there.  


You realize it's going to be a long boring party if you don't start to mingle and meet others.  So, you head-off to introduce yourself and make some new friends.

But what do you say?  After the initial witty ice-breaker is through, what then?  How do you keep the conversation rolling?  

Think back to those times when you were in a similar situation.  Who did you find a good conversationalist?  What made them stand out?  What made them memorable?  What did they say or do?  How did they make you feel?

I'm guessing that those you remember as good conversationalists focused on you, not themselves.  When with you, they let you talk about you

They also listened well.  And at least primarily, they listened far more than they talked.  They made you feel comfortable.  Made you feel it was safe to be yourself and open up with them. 

And after you did?  I'm betting these memorable people responded to you by name.  They were able to parrot back to you what you'd said.  They proved they'd really been listening.  You knew it for a fact.

By now, you're probably wondering how this all relates to mortgage financing?  Let me explain ...

I always recommend that in the preliminary and preparatory stages for financing a New Lenox - Chicagoland home purchase or Refinance, you seek and work with a Mortgage Originator.  (Hopefully me.)  The info and helpful advice provided can be immeasurable.  A good Mortgage Originator can assist you in navigating your mortgage process more swiftly, easily, and advantageously.

I also advise that buyers/borrowers start working with a Mortgage Originator as soon as they decide to buy or borrow.  The earlier in the process the better.  I think this so very important, that I've offered advice how to conduct a Mortgage Originator search in prior posts. 

But to that previous advice, I now add:  Choose your Mortgage Originator much like you would choose a good conversation/conversationalist ... or new friend at a party.  


You're going to be working with me/your Mortgage Originator very closely for an extended period of time.  It only makes sense to choose someone with these positive characteristics, right?

Refer back to the attributes mentioned above.  Don't you want your Mortgage Originator to: 

  • Be a good Listener?
  • Be Inquisitive?
  • Be a good Communicator?
  • Deliver a sense of Security and Assuredness?
  • Caring?
  • Have an ear and eye for Detail?
  • Provide personal attention?
  • Make you feel Comfortable?
  • Emit trustworthiness? 


The parallels that can (and should) be drawn between a good friend, a good conversationalist and trusted Mortgage Originator are strong.  ALL the attributes are directly related to the mortgage success you'll find ... the ease in which you find it ... and the quality of your financing and financing experience.


The time and attention given to the act of choosing a Mortgage Originator is short-changed too often by too many seeking financing information and assistance.


Fact is, there are HUGE differences to be found between Mortgage Originators ... in experience, service, mortgage programs offered, quality of advice, clarity, frequency/quality of communication, and personality.


Knowing your options and the differences that exist between Mortgage Originators is just as important as knowing the options and differences that exist between mortgage interest rates, mortgage programs, and even the home currently available for purchase in your housing market.  Each, including your choice of Mortgage Originator, can have a huge impact on the money you end-up spending and your future.


If currently an active home buyer, someone looking to buy at some point in the future, or someone seeking a refinance of your present home:  Take the time to conduct a thorough and in-depth search for your Mortgage Originator.  Do your homework!


Consider the Mortgage Origination candidate's ability to communicate.  Evaluate the quality of the conversations you hold with them.  Ask yourself:  Did they demonstrate the positive attributes shared above?  Could they be a trusted "friend" or confidante?


Should any of the attributes above be missing?  Prepare yourself for a rocky road.  Or even better?  Continue your Originator search ...




 * Hoping to Buy or Refinance a home in the Chicagoland area? Contact Me! I'll put my 40 years of Mortgage experience and expertise hard to work on your behalf.
I'm easily found at:
Gene Mundt
Mortgage Originator - NMLS #216987 - IL Lic. #031.0006220 - WI License 216987
American Portfolio Mortgage Corp.
NMLS #175656
Direct: 815.524.2280
Cell or Text: 708.921.6331
eFax: 815.524.2281
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Gene Mundt

 Mortgage Originator  -  NMLS #216987    

                                 IL Lic. #031.0006220  -  WI License #216987                                                                                                    

NMLS #175656


Gene Mundt, Mortgage Originator,  40+ years of #mortgage experience, will offer you exemplary mortgage service and advice when seeking:  #Conventional, #FHA, #VA, #Jumbo, #USDA, and Portfolio Loans in #Chicago and the greater Chicagoland region, including:  The #Lincoln-Way Area, #Will County, (#New Lenox, #Frankfort, #Mokena, #Manhattan, #Joliet, #Shorewood, #Crest Hill, #Plainfield, #Bolingbrook, #Romeoville, #Naperville, #Wilmington, #Peotone, etc.), #DuPage County, the City of Chicago, #Cook County, and elsewhere within IL and Wisconsin. 


Your Referrals & Testimonials are Always Greatly Appreciated! 




This entry hasn't been re-blogged:

Re-Blogged By Re-Blogged At
Lending / Financial
Illinois Will County New Lenox
Consumer Mortgage Tips
Buyer Information - What Buyers Need to Know in Today's Market
Advice for Buyers
good communication
art of conversation
importance of working with a good conversationalist
mortgage originator search
how to search for a mortgage originator

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Dick Greenberg
New Paradigm Partners LLC - Fort Collins, CO
Northern Colorado Residential Real Estate

Hi Gene - You make an excellent point, and I'm sure you are very good at this. As professionals, we all need to listen carefully and communicate clearly, and if that's missing, there are most likely going to be some problems - and a loan is the last place you want problems. Have a great weekend!

Aug 11, 2017 01:31 PM #1
Nina Hollander
Coldwell Banker Residential Brokerage - Charlotte, NC
Your Charlotte/Ballantyne/Waxhaw/Fort Mill Realtor

Hi Gene... that's just what I've told my clients for many years about how they should decide on a lender, as well!

Aug 11, 2017 01:43 PM #2
George Souto
George Souto NMLS #65149 FHA, CHFA, VA Mortgages - Middletown, CT
Your Connecticut Mortgage Expert

Gene you are right, not all Loan Originators are created the same, especially in the listening and communicating department.

Aug 11, 2017 02:15 PM #3
Jane Peters
Home Jane Realty - Los Angeles, CA
Los Angeles real estate concierge services

This is a great analogy, Gene. Working with someone you fell comfortable with can really make the whole process much easier and more pleasant. And who better than you to fill that role.

Aug 11, 2017 02:57 PM #4
Paul S. Henderson, REALTOR®, CRS
RE/MAX Northwest. - Tacoma, WA
Tacoma Washington Agent/Broker & Market Authority!

Isn't that the truth Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi 

Aug 12, 2017 09:24 PM #5
Patricia Feager, MBA, CRS, GRI,MRP
Selling Homes Changing Lives

Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi - I always love to hear from you and read what you write. It's always meaningful and it's as if I'm not just reading, I'm with you listening to you in person. Maybe, it's because you make me feel comfortable but how you say things when you write. When one is comfortable, they are more apt to listen and learn.

Thank you for changing my way of thinking, especially about the mortgage business and the Real Estate industry!

Aug 14, 2017 11:02 AM #6
Sally K. & David L. Hanson
EXP Realty 414-525-0563 - Brookfield, WI
WI Realtors - Luxury - Divorce

Might be a good place to take a tape all those details are captured !

Aug 20, 2017 07:29 AM #7
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Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi

708.921.6331 - 40+ yrs experience
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