When a Contractor Comes Knocking...

Real Estate Agent with DWELL REAL ESTATE BK3105105

Whether you are preparing to sell your home or just improve it for your own enjoyment, use caution when hiring a contractor.  

  • Make sure the contractor is licensed and insured and always ask for references.  If possible, especially on major repairs and renovations, call a couple of the people who have used the contractor and be certain they were happy.


  • Don't rush into signing a contract with the first person you meet with.  Although you want to get started as soon as possible, get more than one estimate.  


  • Make sure that everything is in writing including a detailed description of what the project includes, such as the estimated total cost, a schedule of how payments are made, any guarantees or warranties that are provided and make sure that all the blank lines on the contract are either filled in or marked through before you sign it.


  • NEVER pay a contractor in full or sign a certificate of completetion prior to the job being completed to your satisfaction
  • If a contractor says he can save you money by not pulling some of the required permits, do not use him.  The fines in most cases are large and often the completed work must be reversed, permits pulled and then the work done again. No reputable contractor will make such an offer.


One item that is often overlooked or misunderstood is the "AOB" or Assignment of Benefits.  Many times, contractors, roofers and plumbers who are proceeding with repairs and restoration that may be covered by your homeowner insurance policy will ask you to agree to this.  It allows them to act on your behalf and to be paid direclty by your insurance company.  Most insurance companies recommend that you speak with them before signing an AOB so they can fully explain it to you and be sure you are protected. 





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 Looking for a great real estate agent in the Sarasota area? 


Marnie Matarese |Broker Associate | GRI|RSPS|SRES | DWELL Real Estate 


DIRECT:  941-809-8099 



1947 Ringling Boulevard

Sarasota, Florida 34236











Comments (4)

Belinda Spillman
Aspen Lane Real Estate Colorful Colorado - Aurora, CO
Colorado Living!

This is great advice.  So many people go into these projects without the proper knowledge and then we see them on the news stating how they have been swindled.

Aug 14, 2017 09:54 AM
Marnie Matarese

My husband is a contractor and the stories I hear about the jobs he has to go in and fix because of shoddy and unlicensed work done are heartbreaking.

Aug 16, 2017 04:31 AM
Dick Greenberg
New Paradigm Partners LLC - Fort Collins, CO
Northern Colorado Residential Real Estate

Hi Marnie - Those are all excellent suggestions that will go a long way to ensure that things work out as desired. There's a pretty wide range of competence and honesty, and effort up front will save a lot of trouble later.

Featured in BananaTude!


Aug 14, 2017 11:42 AM
Marnie Matarese

Thanks for the feature and what you don't know can cost you alot in money and heartache. 

Aug 16, 2017 04:31 AM
Anna "Banana" Kruchten
HomeSmart Real Estate - Phoenix, AZ

Marnie let's try this again! Really great tips!! Great 'chatting' with you early this morning. Tomorrow - Java for both of us!!

Aug 16, 2017 06:31 PM