First Time Home Buyers

Mortgage and Lending with Fulton Mortgage Company, a Division of The Columbia Bank 313280

Introducing The Fulton Mortgage Company Home Buyers Advantage Program for First Time Home Buyers.  This program offers up to 97% financing on the purchase of a Primary Residence with NO Private Mortgage Insurance and very low rates.  This is a Portfolio Conventional Loan for The Fulton Mortgage Company.   Some of the highlights of the Homebuyer  Advantage Plus program are:

  • 3% down payment can be Down Payment Assistance Programs, Borrower(s) own funds or Gift Funds from an Immediate Family Member.
  • Single Family Homes, Planned Unit Developments, Condos and Townhome are allowed.
  • Household Income must be below 80% of the Area Median Income for the City/County where property is located.  If property is located in a Low or Moderate Income Census Tract then Income Restrictions are WAIVED.
  • 6% Seller Assistance is allowed.
  • Homeownership Counseling is Required
  • Borrower may be eligible for up to $2,500.00 in Closing Cost Assistance for Fulton Mortgage Company (income restrictions does apply).

We lend in our footprint of New Jerse, Pennsylvania, Maryland, Virginia and the Districti of Columbia.

Please feel free to contact me for further details.

Noel A. Shepherd

Sr. Mortgage Loan Officer


Apply Here:


Comments (1)

Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

Noel, sounds like many buyers will benefit from this program.  Welcome to Activerain.

Aug 16, 2017 01:08 PM