The Good, The Bad, And The Ugly

Mortgage and Lending with George Souto NMLS #65149 FHA, CHFA, VA Mortgages NMLS #65149
Debbie Reynolds is hosting an ActiveRain Challenge this month titled "Habits,  The Good, The Bad, and The Ugly".  In her challenge she asks us to share one of our "Good, Bad, and Ugly Habit"My "Good" habits are limited, but my "Bad" and "Ugly" are many.

My "Good Habit"  has served me well in both business & personal life for many years.  My "Good Habit" is my ability to overcome obstacles when they arise.  Rarely do I run into an issue I am not able to find away around, especially in my business.  My knowledge of mortgage programs and their guidelines have helped me to avoid many of the road bumps that tend to come up during the course of the loan process these day.  Because I am constantly staying on top of guideline changes, I am able to foresee possible issues early on in the loan process.  When I do come across an unforeseen issue, the same knowledge enables me to find a solution to the problem.  Occasionally when I hit a wall and do not know the answer, I know who to go to, or where to go to help me find the solution. 

What I precive to be my most looming "Bad Habit" is that I tend to try to juggle to many things at once.  I am a producing sales manager, so I not only have my loans to shepard through the loan process, but I also have to assist the Loan Originators who report to me with theirs.  As a sales manager I also have responsibilities such as attending meetings, train Loan Originators, and prepare & present at monthly meetings. There are times when everything seems to happen at once with multiple time sensitive issues requiring my attention.  But there are also times when the issue or task can wait, however, I am not a wait type of guy, so I address them right away.  This tends to create at times longer days then they have to be, and needless stress.  As hard as I try to avoid this, the do not put off to tomorrow what I can get done today attitudes tends to take over.  I have gotten better at controlling this, but it is still a work in progress for me.

The "Ugly Habit!!!"  Now this I have much to pick from, but since I can only pick one, I will go with my expectation of others.  I am a very focused and motivated person.  When there is a task to do, it gets done yesterday.  That would be viewed by some as a "Good" thing and it mostly is.  However, when the same focus and motivation becomes my expectation of others, it becomes "Ugly".  Unfortunately my two boys experience more of my "Ugly" side than they should have.  I demanded the best from them, especially when I knew they were capable of doing better.  I demanded this from them as individuals, in school, and in sports.  Failure and losing were not options, and failing to do their best was unacceptable.  I demand almost the same from those who report to me.  I tend to be a little more forgiving to them, but not by a whole lot.  I do not micro manage those who report to me, but I expect them to do their job successfully.  I am their to help in anyway I can, however, it is up to them to be focused on their job and get things done.

There you have it my habits, "The Good, The Bad, and The Ugly".  I am working on turning the "Bad" and "Ugly" into more positive qualities, but I still have a ways to go before that is accomplished.




 Info about the author:

George Souto NMLS# 65149 is a Loan Originator who can assist you with all your #FHA, #CHFA, and #Conventional #mortgage needs in Connecticut. George resides in Middlesex County which includes #Middletown, #Middlefield, #Durham, #Cromwell, #Portland, #Higganum, #Haddam, #East Haddam, #Moodus, #Chester, #Deep River, and #Essex. George can be contacted at (860) 573-1308 or

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 Info about the author:

George Souto NMLS# 65149 is a Loan Originator who is licensed in #CT, #RI, #MA, #NH, & #FL and can assist you with all your #FHA, #Conventional, #VA, #USDA, and #State Bonded Progam #mortgage needs in #CT, #RI, #MA, #NH, & #FL. George resides in Middlesex County which includes #Middletown, #Old Saybrook, #Middlefield, #Durham, #Cromwell, #Portland, #Higganum, #Haddam, #East Haddam, #Moodus, #Chester, #Deep River, and #Essex. George can be contacted at (860) 573-1308 or


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Endre Barath, Jr.
Berkshire Hathaway HomeServices - Beverly Hills, CA
Realtor - Los Angeles Home Sales 310.486.1002

The Ugly is not so bad George, I am all about Not being Micro Managed, but expecting superb results is my goal everyday and indeed Failure is not an option... my Manager understands this really well, so when I call he knows to take my call right away because I must need advice otherwise I would not be calling on the rare occasion....

Sep 24, 2017 05:40 PM #1
Kathy Streib
Room Service Home Staging - Delray Beach, FL
Home Stager - Palm Beach County,FL -561-914-6224

George- with two Eagle Scouts for sons, I'd say your high expectations of them paid off. 

Sep 24, 2017 06:09 PM #2
Lynnea Miller
Bend Premier Real Estate - Bend, OR
Premier Real Estate Service in Central Oregon

Great evaluation of you, George Souto .  I discussed Debbie Reynolds ' challenge with my husband today and asked for his honest evaluation. It is easy for me to evaluate others, but looking at myself is hard! 

Sep 24, 2017 06:22 PM #3
Debbie Reynolds
Platinum Properties - Clarksville, TN
Your Dedicated Clarksville TN Real Estate Agent

Hi George, I see all your traits/habits as good ones and tempered can carry you far. Though you may think you were harse on your sons, my guess they took away a great work ethic and strong character from you. Thanks for sharing.

Sep 24, 2017 06:27 PM #4
Lisa Von Domek
Lisa Von Domek Team - Dallas, TX
....Experience Isn't Expensive.... It's Priceless!

George Souto I am with the other comments on your wonderful post.  Your habits have served you (and others) well!

Sep 25, 2017 03:30 AM #5
Gabe Sanders
Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales - Stuart, FL
Stuart Florida Real Estate

Good morning George.  I think your good traits far outweigh the bad and ugly.

Sep 25, 2017 05:54 AM #6
Sheila Anderson
Referral Group Incorporated - East Brunswick, NJ
The Real Estate Whisperer Who Listens 732-715-1133

Good morning George. I share your ugly habit too and am often disappointed.

Sep 25, 2017 06:57 AM #7
Dick Greenberg
New Paradigm Partners LLC - Fort Collins, CO
Northern Colorado Residential Real Estate

Hi George - I read your post twice trying to find something bad there - I guess the potential for it is there, but I'm certain you make it a positive for yourself and others. Nice post.

Sep 25, 2017 12:43 PM #8
Beth Atalay
Cam Realty and Property Management - Clermont, FL
Cam Realty of Clermont FL

Hi George, I'm not seeing a bad here. I am certain your sons now appreciate your expectations from them when they were younger.

Sep 25, 2017 01:35 PM #9
Grant Schneider
Performance Development Strategies - Armonk, NY
Your Coach Helping You Create Successful Outcomes

Hi George - any good parent would do what you did with your boys.  We don't have a chance to practice and we want them to be the best.  You could ask my older daughter about that.

Sep 25, 2017 08:41 PM #10
Jeff Dowler, CRS
Solutions Real Estate - Carlsbad, CA
The Southern California Relocation Dude

Hi George

I enjoy learning more about you, your work style, and your habits - the good and the bad!


Sep 25, 2017 10:20 PM #11
Hannah Williams
Re/Max Eastern inc. - Philadelphia, PA
Expertise NE Philadelphia & Bucks 215-953-8818

George Souto  I do not see any bad behavior here ...  did you sugar coat this ?

Sep 29, 2017 01:23 PM #12
John Meussner
Mason-McDuffie Mortgage, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA, - Walnut Creek, CA
#MortgageMadeEasy Walnut Creek, CA 484-680-4852

This is the writing of a man I can relate to - especially with the ugly habit.  I expect a ton from myself, and nearly as much from others - sometimes to a fault!  It's tough not to, though, because I'm sure like me, you see the potential in others!

Sep 29, 2017 05:10 PM #13
Elva Branson-Lee
Solid Source Realty GA - Atlanta, GA
CDPE - Atlanta Real Estate & Short Sale Agent

Seems like man of us share your "bad" habit, George. It's because there is so very much that has to get done. Keep up the good work.

Sep 30, 2017 12:23 PM #14
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