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An FHA loan can be approved even if you have a less than perfect credit score, have filed bankruptcy or have income issues. The first time FHA home buyer program is a flexible option for any Texas resident.
FHA Loans are a good fit for you if:
• You have a less than ideal debt-to-income ratio.
• You have less than perfect credit.
What are my options?
The first time home buyer program in Texas can help residents afford the new home of their dreams. Depending on the type of work, an FHA home loan also is available to finance repairs or home improvements.
FHA Loans can apply to:
• A new home purchase for first time home buyers in Plano, Texas or any state in the USA.
• Home improvement projects according to the FHA 203K Loan guidelines.
Is there a limit to how much I can purchase my new home for?
There is no maximum sales price. However, there is a maximum loan amount based on each county in Texas. The maximum loan for a first time home buyer in Plano changes from time to time, call our team at (214) 945-1066 to learn what the limit is.
Richard Woodward, NMLS 217454
Your Local, Direct, 5 Star Rated Mortgage Lender, Specialty Lending Manager
Office: (214) 945-1066
Service First Mortgage NMLS 166487
6800 Weiskopf Ave #200, McKinney, TX 75070
Licensed by the Texas Department of Savings and Mortgage Lending (SML) Mortgage Banker Registration. Service First Mortgage is an Equal Housing Lender. This is not an offer of credit or commitment to lend. Loans are subject to buyer and property qualification. Rates and fees are subject to change without notice.
*Borrower must close and fund the FHA home loan with Service First Mortgage - The Richard Woodward Mortgage Team. Appraisal Credit limited to $525 and credited at closing of the loan to the borrowers closing cost.#fha #FHAHomeLoan