If elephants rarely bit and mosquitos always bite, why do we always worry about the elephant in the room?
It is our nature to worry about the big thing and ignore the small things but everything in life compounds. The average cup of coffee in the United States costs $2.62 at a store. If you made it at home you could have the same cup of coffee for around 27 cents. While the $2.35 does not seem like much however if you invested that $2.35 over a 30 year period you would have about $70,000.
Everything in life compounds
It is not just money that compounds, everything does. We all tend to worry about the large disaster or look forward to the big reward but what really matters is the small ones. Almost everyone dreams of winning the lottery but so many do not that it would actually take over 9 years to give everyone who did not win in a single drawing 30 seconds of TV airtime to get threw them.
It is rarely the big things that get you but rather a collection of small things that cause the problem. It is paying you cell phone bill late and getting a $10 late charge or not counting on traffic, having an extra drink or eating a bag of chips. By themselves are all innocent enough but when repeated over and over they add up and become huge.
Would you take $3,000,000 today or a penny that will double each day for 30 days?
If you took the penny, you chose wisely as it will be worth over $10,000,000 at the end of 30 days. Good choices, repeated every day will beat a serious of bad choices, followed by one lucky day, every time. Your actions led you to where you are today and will continue to lead you where you are tomorrow, only you can change them.