USDA Home Financing for One Hundred Percent Loans

Real Estate Agent with KW Hometown 1756879

USDA Home Financing for One Hundred Percent Loans

Have you considered these outside-of-the-box options?100 percent options

As popular as this 100 percent financing home buying option is in Gloucester and Salem County, NJ, I often find home buyers that do not know about this option. Zero down payment home loans are a pretty sweet deal. And when renters and first time buyers find out that the seller of the home they are buying can pay closing costs, it almost sounds too good to be true. 

Contact Steve now for help - 856-419-3561

USDA mortgages are 100% financing loans for rural and suburban areas. Don't worry it's not just for farms or homes with huge lots, although it can be. It is just designated for specific areas in each county. Sometimes these loan options can get the reputation of being just first-time home buyer options. However move-up buyers can utilize them as well. As always, it is very important to talk to an experienced mortgage loan officer to have all of the details ironed out before you make offers and find that perfect house.  


Keys to wealth managementIf you want to know about all off your options, work with a Realtor and loan officer that are experienced, creative, and put your personal goals first. This can not be over stressed. Just using "Aunt Bertie" may be an easy move, but also may leave a substantial amount of money on the table, not just at settlement but over the years. Buying and owning a home is a huge financial transaction. The importance of following a well thought out home purchase, sale, and financing plan is vital to your success and wealth. 




Stephen Kappre is a Realtor in Gloucester County, NJ with Keller Williams Hometown Realty in Swedesboro, NJ. 

Reach Stephen at 856-419-3561 or 

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