Special offer

MicroStupid!

By
Services for Real Estate Pros with Ward County Notary Services 607851

Old PhoneWhat happens if you find a fraudulent charge on your credit card from Microsoft? One thing I can tell you is that all Microsoft will do is raise your blood pressure. 

First let me make it clear that I LOVE Microsoft products, this is just a case of unbelievably STUPID policy.

Here is the scenario: I get my credit card bill with a new charge from Microsoft. A charge I know does not belong there. I call Microsoft. They confirm an account has been opened and charged to my credit card. They know who made the charge but they will not tell me without verifying the account. They verify the account by emailing the person who set up the account and text the phone number of the person who set up the account. OK, so for me to cancel the account I have to answer the email sent to someone I don't know or answer the text that went to the same person I don't know who set up the fraudulent account!

WHAT!

That's the policy and they are sticking to it! In what world does that make sense??? Sounds to me like Microsoft is encouraging fraud... sounds like they took a lesson from Wells Fargo... let's just open up a bunch of fraudulent accounts... but unlike WF they charge you for the fraudulent account.  I called my credit card and they happily canceled the charge and blocked Microsoft from doing it again.

Posted by

James Dray
Fathom Realty - Bentonville, AR

Good morning Bob.

Sounds like an Apple product may be in your future.

Oct 31, 2017 02:45 AM
Bob "RealMan" Timm

Probably not James Dray as I'm pretty set in my ways.

Oct 31, 2017 07:25 AM
William Feela
WHISPERING PINES REALTY - North Branch, MN
Realtor, Whispering Pines Realty 651-674-5999 No.

I wold have just called the credit dard company and had the billing reversed.

Oct 31, 2017 03:06 AM
Bob "RealMan" Timm

That I did William Feela 

Oct 31, 2017 07:25 AM
Kat Palmiotti
eXp Commercial, Referral Divison - Kalispell, MT
Helping your Montana dreams take root

Wow that's a ridiculous policy. I'm glad you got the charges blocked, but how many people are stuck paying for such fraud? 

Oct 31, 2017 03:13 AM
Bob "RealMan" Timm

Good question Kat Palmiotti 

Oct 31, 2017 07:26 AM
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Realtor

That is some story, Bob... my blood pressure would have been high dealing with this kind of insanity as well. Sorry you had to go through all that. Meantime happy Halloween and here's wishing you more treats and no tricks today!

Oct 31, 2017 04:29 AM
Bob "RealMan" Timm

Thanks Nina Hollander  it truly is insanity. I hope my post raises some eyebrows on FB and Twitter. Happy Holloween to you as well.

Oct 31, 2017 07:27 AM
Dorie Dillard Austin TX
Coldwell Banker Realty ~ 512.750.6899 - Austin, TX
NW Austin ~ Canyon Creek and Spicewood/Balcones

Good morning Bob "RealMan" Timm,

How exasperating! We have endured credit card fraud and just called our credit card company (actually they have called us) when a charge is not ours. Very frustrating.....glad you got it removed!

Oct 31, 2017 05:02 AM
Bob "RealMan" Timm

It is frustrating Dorie Dillard . I can only hope that several MS executives have similar experiences so they review their own policy.

Oct 31, 2017 07:29 AM
Sheila Anderson
Referral Group Incorporated - East Brunswick, NJ
The Real Estate Whisperer Who Listens 732-715-1133

Good morning Bob. This is unbelievable. Just call the credit card company and let them handle it.

Oct 31, 2017 06:50 AM
Bob "RealMan" Timm

I did Sheila Anderson and they were MUCH more gracious than Microsoft.

Oct 31, 2017 07:29 AM
Sandy Padula & Norm Padula, JD, GRI
HomeSmart Realty West & Florida Realty Investments - , CA
Presence, Persistence & Perseverance

Bob "RealMan" Timm It reads to me like Microsoft is an accessory to the crime by not providing the necessary information so you could alert the police.

Oct 31, 2017 07:19 AM
Bob "RealMan" Timm

I agree completely Sandy Padula and Norm Padula, JD, GRI NMLS#1483386 that is why I made the comparison to WF... wondering if Microsoft is making up accounts themselves just to line their pockets.

Oct 31, 2017 07:31 AM
Belinda Spillman
Aspen Lane Real Estate Colorful Colorado - Aurora, CO
Colorado Living!

Oh Geeze.  Too bad you didn't call your credit card company first and avoid the high blood pressure.  What a crock!

Featured in BananaTude!

Oct 31, 2017 08:52 AM
Bob "RealMan" Timm
Ward County Notary Services - Minot, ND
Owner of Ward Co Notary Services retired RE Broker

I wanted to make sure the account was canceled as well Belinda Spillman and that is why I called Microsoft. At least the call to the credit card company was a soothing experience.

Oct 31, 2017 09:12 AM
Anna "Banana" Kruchten
HomeSmart Real Estate - Phoenix, AZ
602-380-4886

Bob that is about as stupid as stupid gets. If somebody higher up in Mircrosoft read this you'd 'think' they'd see how stupid this is. It makes zero sense. Glad you got it cancelled on your credit card!

Oct 31, 2017 01:18 PM
Bob "RealMan" Timm
Ward County Notary Services - Minot, ND
Owner of Ward Co Notary Services retired RE Broker

Yes Anna Banana Kruchten,CRS,CRB,GRI it's like collusion on their part.

Oct 31, 2017 06:23 PM
Brenda Whitman, Live in Laramie Real Estate
Live in Laramie Real Estate, Laramie, Wyoming - Laramie, WY
Broker/Co-Owner, Laramie, Wyoming

Thanks for the precautionary tale!  That's just the kind of thing to drive a person to extreme frustration!!

Nov 02, 2017 10:33 AM
Bob "RealMan" Timm
Ward County Notary Services - Minot, ND
Owner of Ward Co Notary Services retired RE Broker

That's for sure Brenda Whitman, Live in Laramie Real Estate . It takes a big company or government to come up with such stupid rules/proceedures.

Nov 02, 2017 06:10 PM
Grant Schneider
Performance Development Strategies - Armonk, NY
Your Coach Helping You Create Successful Outcomes

Good morning Bob - sounds like a case of bad processes kill good people or, in this case, companies.  You think they would hire me to help them with process improvemnt?

Nov 04, 2017 07:31 AM
Bob "RealMan" Timm

I agree Grant Schneider , they could not do better than have you on their team.

Nov 05, 2017 11:36 AM
Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi
NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656 - New Lenox, IL
708.921.6331 - 40+ yrs experience

Your story proves that we each need to be vigilant on our own behalf regarding our credit accounts, Bob "RealMan" Timm ... and be willing to take measures to safeguard them, as you did.  Glad you caught the error ... hope it's completely resolved.  Just a heads-up ... continue to monitor your bills/credit to make sure that this issue does not reappear in the future ...

Gene

Nov 04, 2017 07:55 AM
Bob "RealMan" Timm
Ward County Notary Services - Minot, ND
Owner of Ward Co Notary Services retired RE Broker

Amen to that Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi . I received my new CC bill on Friday and went through it line by line.

Nov 05, 2017 11:39 AM
Debbie Reynolds, C21 Platinum Properties
Platinum Properties- (931)771-9070 - Clarksville, TN
The Dedicated Clarksville TN Realtor-(931)320-6730

That can't be, Bob. How crazy is that but so glad your credit card company came to the rescue.

Nov 05, 2017 09:38 PM
Bob "RealMan" Timm
Ward County Notary Services - Minot, ND
Owner of Ward Co Notary Services retired RE Broker

I kept asking for somebody hire up Debbie Reynolds because I assumed someone at Microsoft had enough common sense to see this was outright stupid but I was wrong in my assumption. I'm not sure how high I got up the ladder but it was "stupid all the way".

Nov 06, 2017 08:01 AM