Conventional Home Loan Limit Change – For 2018

Mortgage and Lending with Strategic Mortgage NMLS#160440

The conventional home loan limits for Fannie Mae and Freddie Mac backed conventional mortgages has been increased from $424,100 in 2017, to $453,100 for all new conventional home loans in 2018.

            That also means that for VA loans, the base loan limit is now also $453,100 to qualify for a home loan with a 0% down payment.

            This is the second year in a row that conventional loan limits have increased, after a number of years without an increase and is positive for the housing and mortgage market, as it continues to show a reaction to increased housing prices in recent years.

            This move will continue to allow for more home buyers to use a conventional or VA loan, for a new home purchase, without having to look into alternative programs, such as jumbo financing.

            As always everyone’s individual situation is unique and it is always best to speak with a licensed lender, such as Strategic Mortgage and explore all available home loan options, for your specific situation.


For more information on  current home loan programs and options for existing and potential home owners, please contact Bill Kamboukos of Strategic Mortgage at (480) 219-3682 or by emailing: or online at 

Strategic Mortgage, LLC - NMLS#158804- Equal Housing Lender – AZBK#0909514

Vasilios Bill Kamboukos Jr – NMLS#160440


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William Feela
Realtor, Whispering Pines Realty 651-674-5999 No.

Well with home values going up like they are I can we why

Nov 28, 2017 08:57 AM #1
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