2018 Conforming Loan Limits CO | Denver Mortgage Lender

Mortgage and Lending with Fairway Independent Mortgage Corporation NMLS #395819, FIMC #2289

The 2018 Conforming Loan Limits for Colorado were announced and are going up significantly to $453,100 nationwide!

The 2017 limit was only $424,100 and was $417,000 for several years before that. This is yet another indication that home values are increasing in Colorado and nationwide in the hot real estate market we have seen nationwide

Denver Mortgage Lender RJ Baxter of Fairway Independent Mortgage Corp shares information about the 2018 Fannie Mae Loan Limits and 2018 Freddie Mac Loan Limits for the Denver area in this short video.  This increase is important in Colorado because it will allow many more home buyers to qualify under conventional guidelines as opposed to jumbo guidelines, which can be much more difficult to qualify for.  A jumbo loan is any loan over the conforming loan limit in the county the property is located in.

Denver area conforming loan limits have gone up to $529,000 in many counties. Other high cost counties in Colorado are listed below.

Colorado County Loan Limits 2018:2018 Conforming Loan Limits Colorado

Adams, Arapahoe, Broomfield, Clear Creek, Denver, Douglas, Elbert, Gilpin, Jefferson, Park: $529,000
Boulder County: $578,450
Eagle: $636,150
Lake, Routt, San Miguel, Summit: $625,500
Garfield, Pitkin: $679,650
All other counties: $453,100

Call us with any questions or to get pre-approved!

-The RJ Baxter Team, Denver Mortgage Lender
Fairway Independent Mortgage Corp

We are here to serve our clients and put our clients first....we treat every client with the same care and respect.

P.S. - Referrals are the life-blood of my business.  If you know anyone looking to purchase or refinance a home, please forward me their name and number.  I am at my best when I'm helping others!

Licensed in CO, CA, TX, FL, IL, and IA

Posted by

RJ Baxter- Branch Manager, Educator, Speaker, Mountain Biker, Broncos Fan, Snowboard Shredder, Father of Two Crazy Kids

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Comments (11)

Ramesh Anthony
Annie Mac Home Mortgage - Los Feliz, CA
FHA 203k and Homestyle Renovation Specialist

Good article RJ. Do you believe that the conforming limits will keep up or kept at part with the rising home prices? Most towns in SoCal and some areas in the greater Seattle area are far/above and beyond the conforming limits. Other than sourcing for funds through private/hard money lenders, what other options do home buyers have. Much like yours I have also published an article on conforming limits and conventional mortgage. Hope you can read and provide your feedback/comments.


Mar 29, 2018 09:25 AM