Will Florida students finally get financial literacy classes?

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Checking accounts, credit scores, mortgages, 401ks, compounding....

These are all financial products and concepts we come across in day to day life.

Ironically, very little, if any of this content is taught in our schools.

I am encouraged to see that some Florida lawmakers see the folly in this.

According to The Gainesville Sun, "Florida senators are renewing a push to require high-school students to pass a financial-literacy course before graduation, though at least two lawmakers are concerned about students being squeezed for time during the school day."

About ten years ago I became certified through the National Association of Mortgage Brokers to teach classes on credit scores.

I have volunteered my time in the past to speak with high school kids and younger about how credit scores work. I tweeted about one such opportunity (See below).  It's important that these kids know how these scores impact the cost of living in terms of car loans, insurance and even getting approved to rent an apartment (before it's too late).

Yes, there are limited hours of classroom time and many, many subjects to cover and tests to prepare for. But a lifeskill like financial literacy is critical to young people starting out on the right path.

Some may argue that it's the parent's responsibility to teach this. However, looking at the financial landscape of adults in the U.S. it is a pretty scary scene.  Many adults do not know the facts about these topics, are practicing bad behaviors about credit, debt, etc. in plain sight of their children. 

I think this is one topic best left to the classroom at this juncture until we can raise a generation of children who understand the facts.


Posted by

Randy Mitchelson, APR
Vice President, Sales & Marketing
iPartnerMedia, Inc. - #goipm

28200 Old 41 Rd. Suite 204, Bonita Springs, FL 34135

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Brad Thomsen
Big Bear Realty - Edmonds, WA
Real Estate Services

Hi Randy,

Good points.

Students could sure use Financial Literacy classes. Not sure why after all these years its not part of school classes.

Happy Selling!


Nov 30, 2017 11:29 AM #1
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