Winter's Arrived! Make Sure You and Your Car are Prepared

Mortgage and Lending with NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656 IL Lic 031.0006220/WI
Winter's Arrived!
Make Sure You and Your Car are Prepared
Blustery, wintry winds have moved into the Chicagoland area over the last 24 hours ... 
We knew we have been lucky with the unseasonably mild temperatures we've been experiencing.  And that it's only inevitable that cold weather and snow would arrive in our area at some point.  But it's still a shock to our systems ...

If you live in an area of the country that experiences cold weather too, you know that snow, ice, winds, and extremely-low temperatures can carry risks when you drive.  Have you taken the needed precautions and prepped your car for winter driving conditions this year?

First, it's important to prep the vehicle ...  

Take the following winter maintenance measures to ensure reliable vehicle performance and safety while on the road:
  • Check the engine coolant/antifreeze levels 
  • Switch to a winter-grade oil
  • Have your battery tested  (Keep jumper cables available)
  • Check tire pressure, as well as tread depth
  • Place winter/cold temperature windshield wiper fluid in your car
  • Make sure your wiper blades are in working order  
  • Inspect your car's brake lights and headlights
  • Inspect your car's heater and window defroster
  • Place a can of De-icer inside your car, garage/home and possibly at work
  • Keep your car's gas tank, at minimum, half-full
  • Do Not use your cruise control while driving in wintry conditions
  • Increase the distance between you and the cars ahead
  • Never run/warm your car in an enclosed area
  • Keep your vehicle maintenanced throughout the winter months
  • Think about applying a fresh coat of wax to your car's exterior.  It protects against salt damage 

Also, prepare and keep an emergency kit in your vehicle ...    


Your emergency kit should include:

  • A stocked first-aid kit  (Bandaids, antiseptic alcohol pads, splint, gauze, etc.)
  • Keep a mobile phone & charger available and serviceable
  • Flashlights with extra batteries
  • Blanket(s) or sleeping bag(s)
  • Mittens, gloves, socks, and warm caps
  • A small sack of sand or kitty litter for generating traction under stuck tires. It serves to add weight to your vehicle also
  • A small shovel
  • Tire Gauge
  • Foam Tire Sealant
  • Bottled water (Remember to allow room for freezing within your container)
  • Booster cables
  • Duct Tape
  • Ice Scraper(s)
  • Signaling devices such as flares or flashing lights/mirrors (matches & candles)
  • Fire Extinguisher
  • Non-perishable munchies
  • Books, etc. (To amuse kids, should they be traveling with you)
  • Insurance Information for Vehicle
  • Insurance Information for driver/passengers, especially if there are specific health concerns/medications involved


Store and secure the emergency kit inside your vehicle.  Then it's quickly and easily available if and when you need it.  (If kept in the trunk, you may not be able to access it after an accident.

It's best to be fully prepared for all possibilities while driving in winter weather in Chicagoland and elsewhere.  Fully maintenance your vehicle.  Gather these needed items and stay safe ...



* Hoping to Buy or Refinance a home in New Lenox or elsewhere in Chicagoland?  Contact me! 
I'll put my 40+ years of mortgage experience and expertise hard to work on your behalf.
I'm easily found at:
Gene Mundt
Mortgage Originator  -  NMLS #216987  -  IL Lic. #031.0006220 - WI Licensed 
American Portfolio Mortgage Corp.
NMLS #175656
Direct: 815.524.2280
Cell/Text: 708.921.6331
eFax: 815.524.2281
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Gene Mundt

 Mortgage Originator  -  NMLS #216987    

                                 IL Lic. #031.0006220  -  WI License #216987                                                                                                    

NMLS #175656


Gene Mundt, Mortgage Originator,  40+ years of #mortgage experience, will offer you exemplary mortgage service and advice when seeking:  #Conventional, #FHA, #VA, #Jumbo, #USDA, and Portfolio Loans in #Chicago and the greater Chicagoland region, including:  The #Lincoln-Way Area, #Will County, (#New Lenox, #Frankfort, #Mokena, #Manhattan, #Joliet, #Shorewood, #Crest Hill, #Plainfield, #Bolingbrook, #Romeoville, #Naperville, #Wilmington, #Peotone, etc.), #DuPage County, the City of Chicago, #Cook County, and elsewhere within IL and Wisconsin. 


Your Referrals & Testimonials are Always Greatly Appreciated! 




Re-Blogged 1 time:

Re-Blogged By Re-Blogged At
  1. Margaret Goss 12/08/2017 03:26 PM
Local News and Events
Illinois Will County New Lenox
Chicago And Illinois - A great Place to Live
Local Expert
"Pay It Forward" Accountability Group
winter driving
emergency kit
vehicle maintenance
winter preparedness
driving in cold weather

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Debb Janes EcoBroker and Bernie Stea JD
ViewHomes of Clark County - Nature As Neighbors - Camas, WA
REALTORS® in Clark County, WA

No kidding - much like homes, cars need winterizing too, especially in climates like yours, Gene.  Good advice and timely.  D

Dec 07, 2017 09:20 AM #1
Grant Schneider
Performance Development Strategies - Armonk, NY
Your Coach Helping You Create Successful Outcomes

Good afternoon Gene - this is important information especially along the lakes from Syracuse to Milwaukee.  I also keep my car supplied because we get some blizzard conditions here in the NY Metro area.

Dec 07, 2017 09:27 AM #2
Hannah Williams
Re/Max Eastern inc. - Philadelphia, PA
Expertise NE Philadelphia & Bucks 215-953-8818

Gene -I hope I never get stuck sleeping in my car but you never know what could happen - Great tips here

Dec 07, 2017 10:26 AM #3
George Souto
George Souto NMLS #65149 FHA, CHFA, VA Mortgages - Middletown, CT
Your Connecticut Mortgage Expert

Gene great advice for those who live in cold weather states to make sure their cars are in good running order.  However, I would appreciate if you kept the white fluffy stuff in Chicagoland a while longer

Dec 07, 2017 11:48 AM #4
Shahar Hillel
Augusta Financial Inc. - Stevenson Ranch, CA
Mortgage Consultant, Loan Officer.

Gene hello.

Great advises for car maintenance in cold weather.

Good day.

Dec 07, 2017 12:33 PM #5
Debe Maxwell, CRS | The Maxwell House Group | RE/MAX Executive | (704) 491-3310 - Charlotte, NC
Charlotte Homes for Sale - Charlotte Neighborhoods

Another timely post Gene. We're about to get with an artc blast this weekend. They're predicting our first snowfall of the year for Saturday. These tips will dfinitely come in handy before heading out to show homes this weekend!

Dec 07, 2017 02:45 PM #6
Endre Barath, Jr.
Berkshire Hathaway HomeServices - Beverly Hills, CA
Realtor - Los Angeles Home Sales 310.486.1002

Gene, that picture brought back memories for me from about 20+ years ago when I lived in Boston...Endre

Dec 07, 2017 11:30 PM #7
Anna Banana Kruchten - Phoenix Homes Sales
Phoenix Property Shoppe - Phoenix, AZ

Gene oh my - I so remember those days of preparing for winter driving and snow and ice storms. Brrrrrr I'm honestly glad I don't have to deal with it anymore - sorry. And hey, you guys can always come and play a little golf with us this winter. I promise I'll have the golf cart prepared for winter driving!!

Dec 08, 2017 09:47 AM #8
Margaret Goss
Baird & Warner Real Estate - Winnetka, IL
Chicago's North Shore & Winnetka Real Estate

That is a complete preparedness list - thank you!  I did not know that keeping the gas tank at least 1/2 full is important. 

Dec 08, 2017 03:23 PM #9
Lisa Von Domek
Lisa Von Domek Team - Dallas, TX
....Experience Isn't Expensive.... It's Priceless!

Great tips Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi 

'tis (NOT) the season to have your car one wants to walk in blustery Chicago weather!

Dec 08, 2017 07:51 PM #10
Sheila Anderson
Referral Group Incorporated - East Brunswick, NJ
The Real Estate Whisperer Who Listens 732-715-1133

Good morning Gene. This is excellent and should be a handout for everyone.

Dec 09, 2017 05:23 AM #11
Nina Hollander
Coldwell Banker Residential Brokerage - Charlotte, NC
Your Charlotte/Ballantyne/Waxhaw/Fort Mill Realtor

Great tips, Gene... we don't have to worry much about winter conditions in Charlotte, but many of your tips are good to follow even without severe winter.

Dec 09, 2017 06:01 AM #12
Debe Maxwell, CRS | The Maxwell House Group | RE/MAX Executive | (704) 491-3310 - Charlotte, NC
Charlotte Homes for Sale - Charlotte Neighborhoods

35º here is COLD and that's what we've had this weekend, brotha Gene! Driving conditions are still fine though - thank goodness. Stay safe and warm and have a fabulous week!

Dec 10, 2017 06:05 PM #13
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708.921.6331 - 40+ yrs experience
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