“25 Years of Working Together”

Mortgage and Lending with Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 NMLS # 6869

“25 Years of Working Together”




Hello! We hope all is well with you!  I do have a question in regards to prequalifying for a mortgage, yes again.  I would like to know how much Keri and I qualify for?  We have been toying with the notion of moving closer to our eldest son and the grand kids.  You will be doing their mortgage next year as well. I currently earn 74,413 yearly and Keri 42,000.  We would most likely sell our house as well. I am curious to know. Always appreciate your help and advice.



They were disappointed that they could not qualify for a property that they were interested in. I gave them some coaching as to what they would need to do to qualify for that price range of home they wanted.


I gave them estimates as to what a mortgage payment would be and they realized it was above their comfort level.


I am much more interested in the client’s comfort level for mortgage payment rather than how much they qualify for. They would have had to skimp in many ways to buy this particular home. Now they have a much more realistic idea.


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Joe Petrowsky, NMLS #6869

Right Trac Financial Group, Inc. NMLS #2709

110 Main St.

Manchester, Ct. 06042

Office: 860 647-7701 x116

Fax: 860 647-8940

Cell: 860 836-9294

Email: joe@righttracfg.com



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Joe Petrowsky does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.

Equal Housing Statement: We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing becuase of race, color, religion, sex, handicap, familial status, or national origin.


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Sheila Anderson
Referral Group Incorporated - East Brunswick, NJ
The Real Estate Whisperer Who Listens 732-715-1133

Good morning Joe and great job. It is always about putting the client first.

Feb 12, 2018 05:27 AM #1
Wayne Martin
Wayne M Martin - Chicago, IL
Real Estate Broker

Good morning Joe. Qualifying and comfort zone are not always matched and some coaching is necessary. Enjoy your day!

Feb 12, 2018 06:00 AM #2
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Joe Petrowsky

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