You Need to Put a Fantasy Team Together

Mortgage and Lending with NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656 IL Lic 031.0006220/WI



You Need to Put a Fantasy Team Together


Years ago, I took part in a few Fantasy Football Leagues.  And yes, I said a few ...


Admittedly, I'm a sports fanatic.  Just ask my wife.  I played basketball, football, and baseball in high school.  Participated in softball, basketball, and golf leagues afterward for years.  (Yep, that's me in the pic, #40 for the Lincoln-Way Knights.)

Marilyn and I dated to the glow of a radio receiver tuned to the Chicago Blackhawks.  I took her to a hockey game on our honeymoon.  We celebrated our 25th anniversary at the Masters.  Having only sons, our family vacations were known as "Stadium Tours".    

I'll also cop to being a bit of a "stat" and detail nerd.  So participating in a Fantasy Football League scratched a lot of itches for me.  Yep, Marilyn's a very understanding and patient woman.

I found all the drafting and trading of football players fun.  I really  liked  doing the homework on teams, players, statistics.  Don't even begin with the competition with friends and co-workers.  It got my blood pumping.  It was all done good-naturedly, but it did get pretty fierce at times.

Evidently, I'm not alone ...  


The Fantasy Sports Trade Association reports that approximately 56.8 million people played in some sports Fantasy League last year.  Consider these statistics too:  

  • Over 80% of Fantasy League players say they are likely to continue to play for at least another decade  
  • More than 40% say they play for the rest of their life
  • 40% of Fantasy players participate in more than one Fantasy league


But right about now you have to be asking, "What the heck does this have to do with mortgages or buying a home?"  

Well, I see some parallels between drafting and playing a Fantasy Sports  Team and drafting/working with a Fantasy Home Buying Team.  I'm sure you're not surprised.

But how?  Think about it ...  


Those playing in a Sports Fantasy League think nothing of dedicating large amounts of time to analyzing and researching the stats of players during drafting or trading.  They must consider:

  • What's the athlete's conversion rate? 
  • How often were they intercepted, etc? 
  • What's their win-loss record?
  • Are their injuries that would keep them from playing or performing their best?
  • What results can you expect? Is the athlete a Hall of Fame-level player?  

I hold that the same amount of time and level of effort
should be given to the research and search for home buying and financing professionals.  Many of the questions should be one and the same. 


They must ask:

  • What's the LO's or agent's conversion rate? 
  • What percentage of their clients get to the closing table successfully?  
  • What percentage of transactions close on time?
  • What's their win-loss record?
  • What's their reputation?  
  • What do past clients say about their services? 
  • How does the LO/agent compare against others? 
  • How do they perform? 
  • How fast or healthy are their response times?  
  • What effort do they make during "crunch" time?
  • Do they show up or fade at crucial times?


And the list could go on ...  

All I'm saying is, whether it's a Fantasy Sports League or dedicating time to competitive shows like "The Voice" or "Dancing With the Stars", you're often making comparisons or vetting participants.  You should do much the same when choosing your real estate and mortgage professionals.  Devote some time and put some thought into it. 

Draft yourself a winning "team" while financing or buying your home ... 


If thinking about buying or refinancing a home in the New Lenox - Will County/Chicagoland region, Illinois and Wisconsin ... contact me at the site - numbers on my jersey:  

 Gene Mundt

Mortgage Originator  -  NMLS #216987  -  IL LIc. #031.0006220  -  WI Lic. #216987

American Portfolio Mortgage Corp.

NMLS #175656

Fax:  815.524.2281
Gene Mundt, Mortgage Originator, an Originator with 40+ years of mortgage experience, will offer you exemplary mortgage service and advice when seeking: 
Conventional, FHA, VA, Jumbo, USDA, and Portfolio Loans in Chicago 
and the greater Chicagoland region, including: 
The Lincoln-Way Area, Will County, (New Lenox, Frankfort, Mokena, 
Manhattan, Joliet, Shorewood, Crest Hill, Plainfield, Bolingbrook, 
Romeoville, Naperville, etc.), DuPage County, the City of Chicago, 
Cook County, and elsewhere within IL & WI.
Your Referrals are Greatly Appreciated and Welcomed!


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Gene Mundt

 Mortgage Originator  -  NMLS #216987    

                                 IL Lic. #031.0006220  -  WI License #216987                                                                                                    

NMLS #175656


Gene Mundt, Mortgage Originator,  40+ years of #mortgage experience, will offer you exemplary mortgage service and advice when seeking:  #Conventional, #FHA, #VA, #Jumbo, #USDA, and Portfolio Loans in #Chicago and the greater Chicagoland region, including:  The #Lincoln-Way Area, #Will County, (#New Lenox, #Frankfort, #Mokena, #Manhattan, #Joliet, #Shorewood, #Crest Hill, #Plainfield, #Bolingbrook, #Romeoville, #Naperville, #Wilmington, #Peotone, etc.), #DuPage County, the City of Chicago, #Cook County, and elsewhere within IL and Wisconsin. 


Your Referrals & Testimonials are Always Greatly Appreciated! 




Re-Blogged 1 time:

Re-Blogged By Re-Blogged At
  1. Carol Williams 01/22/2018 08:00 AM
Lending / Financial
Illinois Will County New Lenox
1st Time Buyers
Consumer Mortgage Tips
Advice for Buyers
mortgage advice
lender search
choosing a lender
fantasy football leagues
fantasy sports leagues
real estate and financing team

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Beth Atalay
Cam Realty and Property Management - Clermont, FL
Cam Realty of Clermont FL

Hi Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi , what a great analogy,  I never would've thought to compare the two. Some choose their lenders for the wrong reasons and by the time they figure it out, it's a bit too late.

Jan 17, 2018 02:20 PM #1
George Souto
George Souto NMLS #65149 FHA, CHFA, VA Mortgages - Middletown, CT
Your Connecticut Mortgage Expert

Gene I agree.  When making the most expensive purchase of your life you need an all star team to guide you through it.

Jan 17, 2018 02:29 PM #2
Anna Banana Kruchten - Phoenix Homes Sales
Phoenix Property Shoppe - Phoenix, AZ

Gene this is a great analogy to lending or any profession.  It is imperative to hire somebody with all the points you made. I'm thankful that I have that team in place and they are all winners.

Jan 17, 2018 04:08 PM #3
Roy Kelley
Realty Group Referrals - Gaithersburg, MD

Many home buyers and home sellers do not do the research that is justified.

Jan 18, 2018 11:56 AM #4
Sharon Tara
Sharon Tara Transformations - Portsmouth, NH
New Hampshire Home Stager

Should be featured!

I loved this on so many levels. First is seeing that football pic of you! So handsome! Next would be God bless that wife of yours! 

I couldn't help but think you and Kathy Streib may have been separated at birth. 

Although I've never participated, personally, in fantasy husband, my son and both my daughters all have played the last couple of years and I've lived it through them.

Love the tie in to your business.


Jan 18, 2018 01:45 PM #5
Jeff Dowler, CRS
Solutions Real Estate - Carlsbad, CA
The Southern California Relocation Dude

Hi Gene

Cool to read about your personal interest and involvement in sports, and fastasy football. It's not something I've done.

This is a terrific analogy, and buyers should definitely be doing their due diligence regarding a lender and any Realtor they hire, and there are a ton of questions to ask. Buying a home with all it involves is really a full time job.


Jan 21, 2018 11:03 AM #6
Debe Maxwell, CRS | The Maxwell House Group | RE/MAX Executive | (704) 491-3310 - Charlotte, NC
Charlotte Homes for Sale - Charlotte Neighborhoods

WOW! Another fantastic analogy, Brotha Gene! I completely agree on every point!

As for the fantasy football - I can't do it - I have a very addictive personality and I'm afraid I would fall into the analysis paralysis illness very easily! LOL

Jan 23, 2018 06:31 PM #7
Dorie Dillard CRS GRI ABR
Coldwell Banker United Realtors® ~ 512.750.6899 - Austin, TX
Serving Buyers & Sellers in NW Austin Real Estate

Good evening Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi ,

You are the king of analogies! I have to agree with you..great tie to your business on all levels.

Jan 23, 2018 06:43 PM #8
Laura Cerrano
Feng Shui Manhattan Long Island - Locust Valley, NY
Certified Feng Shui Expert, Speaker & Researcher

I wouldn’t expect anything like this to be on a real estate blog but I understand the meaning and really like it! Thank you for posting!

Jan 23, 2018 07:01 PM #9
Karen Cooper
Karen Cooper | Sr Retail Loan Originator ! NMLS # 223305 | 360 Mortgage Group LLC Austin Texas - Leander, TX
Helping Homeowners w/Home Loans in 27 US States

Oh so true!  Thanks for a great peak into your world, Gene, and the ties to a great parallel with fantasy football. And kudos to your lovely, patient wife. :-)

Jan 24, 2018 04:12 AM #10
Scott Seaton Jr. Bourbonnais Kankakee IL Home Inspector
SLS Home Inspections-Bradley Bourbonnais Kankakee Manteno - Bourbonnais, IL
The Home Inspector With a Heart!

I have a sort of fantasy team of professionals that I refer buyers to. From the agent to the contractors doing work for the buyers after they move in. 

Next time we meet up we should talk some sports too. I was too small for football in high school, but boy was I fast.


Jan 24, 2018 06:20 AM #11
Paul McFadden
Paratex - Seattle, WA
Pest Control, Seattle, WA.

I love it! We all want to work with the best!

Jan 24, 2018 01:26 PM #12
Debbie Reynolds
Platinum Properties - Clarksville, TN
Your Dedicated Clarksville TN Real Estate Agent

I loved reading this, Gene and since my brother loves to do fantasy ball teams it hit home. The planning makes sense in all facets of life.

Jan 24, 2018 06:18 PM #13
Carolyn Roland-Historic Homes For Sale In Delaware and S. Chester County PA
Patterson-Schwartz Real Estate - Wilmington, DE
Carolyn Roland, GRI, CRS

I'd much rather spend time checking out mortgage specs and listings than wasting time on sports.

Jan 24, 2018 08:32 PM #14
Paula McDonald
Beam & Branch Realty - Granbury, TX
Granbury, TX 936-203-0279

Excellent Gene! Love your posts and this one especially. Getting that team takes planning and strategy for sure.

Jan 25, 2018 08:28 AM #15
John Wiley
Right Move Real Estate Group- EXP Realty - Fort Myers, FL
Lee County, FL, ECO Broker, GRI, SRES,GREEN,PSA

Gene, what a great analogy you have used. I like the bottom line, we should vet those we want on our team.

I totally agree. Each of my team represents me and my name when they interact with my consumer. I want only the best.

Jan 25, 2018 08:52 AM #16
Linda Metallo DiBenardo
RE/MAX Impact, Lockport, Illinois - Lockport, IL

"Do they fade or show-up at crucial times?" ,  really like that one on your list.

Another wildly entertaining & informative post!  Thanks Gene.

Jan 26, 2018 06:30 AM #17
Anthony Kirlew
Group 46:10 Network @ eXp Realty - Gilbert, AZ
Helping You Make Fiscally Sound Choices

Gene, great analogy, and speaking of all star teams (and since you are from Chicago), I thought you might appreciate this video. This was one of my favorite teams of all times, many class acts...


Jan 26, 2018 03:04 PM #18
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Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi

708.921.6331 - 40+ yrs experience
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