My First Special Transaction

Mortgage and Lending with George Souto NMLS #65149 FHA, CHFA, VA Mortgages NMLS #65149

Lisa Von Domek is host the "February Contest - Love is in the air!"  In her challenge Lisa asks us to  us to write a blog about three of our favorite favorite transactions witch made us feel good.  This will be an easy contest for me this month because I have done far more than three transactions which stand out in my mind that made me feel good.  The three I have chosen to submit for Lisa's contest were each very special, but for very different reasons.

My First Special Transaction I have chosen to write about, was my very first loan when I became a Loan Originator.  I wrote about this experience in a blog in June 4, 2013.  The title of the blog was "What Was Your First Experience In Your Real Estate Career?"

Lisa asks us to share what was special about the transaction.  I think that will be very obvious once you have read the blog which I have re-posted below.



"What Was Your First Experience In Your Real Estate Career?  Things that we experience for the “First Time” tend to be everlasting memories.  The first birthday we are able to remember, first day of school, first best friend, first fight, first date, first kiss, first car, first accident, first speeding ticket, first house, birth of your first child.  There are many "First Times" in our life that are special, and everlasting.  But there is one “First Time” that I did not mention, one I will also never forget, the first mortgage I did as a Loan Originator.

My very first mortgage as a Loan Originator, was an experience that was special for many reasons, and an experience I will never forget.  When I became a Loan Originator I had to go through an initial training which last a month before I was allowed to take a mortgage application.  While I was in training a friend of mine, whom I watched grow up into an exceptional young man, and now father of three special kids to me and my wife,  approached me and told me that once I was out of training he wanted to refinance his house.  I asked him if he was planning to do some additional work to the house, consolidate some bills, or was he just simply looking to lower his interest rate? He told me NO he did not want to refinance for any of those reasons.

So naturally my next question was "then why do you want to refinance?"  His response was one that took me by surprise, and one I will never forget.  He stated "we have been friends since he was a young teenager.  You have watched him grow up.  You were there for my father when he needed someone to encourage him.  Now I want to do something for you, I want to be the one you do your first mortgage on."  I did not know what to say except "thank you, and I am honored that you feel that way."

The rest of the time I was going through training, I looked forward to doing his refinance, and wanted to do the very best job I could putting it together.  Luckily for me it was not only my “First” loan, but it was probably one of the smoothest loan I have ever done.  It was a great start to a career I truly have enjoyed each and everyday since then."

I have done many more loans since this then, including refinancing this friend again into a lower interest rate, but there is none that I will remember more clearly, or with more satisfaction then this Loan.

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 Info about the author:

George Souto NMLS# 65149 is a Loan Originator who can assist you with all your #FHA, #CHFA, and #Conventional #mortgage needs in Connecticut. George resides in Middlesex County which includes #Middletown, #Old Saybrook, #Middlefield, #Durham, #Cromwell, #Portland, #Higganum, #Haddam, #East Haddam, #Moodus, #Chester, #Deep River, and #Essex. George can be contacted at (860) 573-1308 or


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Lisa Von Domek
Lisa Von Domek Team - Dallas, TX
....Experience Isn't Expensive.... It's Priceless!

Hello George Souto this is such a lovely story to share for our February contest.  Thank you!

Feb 11, 2018 05:07 PM #1
Carol Williams
U.S.: I specialize in helping agents who have been in the business 2 years or less create a thriving business. - Wenatchee, WA
"Customized Mentoring & Marketing Services"

What a great story, George!   Now that's a true friend! 

Feb 11, 2018 05:33 PM #2
Kathleen Daniels
KD Realty - 408.972.1822 - San Jose, CA
San Jose Homes for Sale-Probate & Trust Specialist

George, Wouldn't it be wonderful if all of our "friends" were so supportive and loyal? Paying it back and paying it forward are the crown jewels in life. That is certainly a memorable story and a great friend.  You are blessed. 

Feb 11, 2018 06:02 PM #3
Endre Barath, Jr.
Berkshire Hathaway HomeServices - Beverly Hills, CA
Realtor - Los Angeles Home Sales 310.486.1002

Wow, George, I missed this story when you first wrote about it, so glad you rewrote it for this Challenge. What a touching and heartfelt story and what a great way to start a new career, Endre

Feb 11, 2018 08:53 PM #4
Nina Hollander
RE/MAX Executive | Charlotte, NC - Charlotte, NC
Your Charlotte/Ballantyne/Waxhaw/Fort Mill Realtor

What an incredibly moving and lovely story, George. I'm sitting here speechless (which is an unusual situation for me).

Feb 12, 2018 04:23 AM #5
Sheila Anderson
Referral Group Incorporated - East Brunswick, NJ
The Real Estate Whisperer Who Listens 732-715-1133

Good morning George. This is an extraordinary story and one I will remember too.

Feb 12, 2018 05:49 AM #6
Gabe Sanders
Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales - Stuart, FL
Stuart Florida Real Estate

That's a wonderful story, George, as well as a wonderful human being.  Thanks for sharing it.

Feb 12, 2018 06:31 AM #7
Myrl Jeffcoat
GreatWest Realty - Sacramento, CA
Greater Sacramento Real Estate Agent

What a neat story that is, George!  It's really special when we have people in our lives that treat us in the way your first client did.

Feb 12, 2018 10:21 AM #8
Jeff Dowler, CRS
Solutions Real Estate - Carlsbad, CA
The Southern California Relocation Dude - Carlsbad

Hi George

What a wonderful story, and such an honor to help this friend...and to have been asked to do so.


Feb 12, 2018 04:16 PM #9
Patricia Feager
Selling Homes Changing Lives

George Souto - Sincerity and honesty are qualities I look for in other people too. This was such a great new beginning for you and a positive ego booster too that didn't make you arrogant, just grateful. Having a good start in any business or type of relationships is worth its weight in gold. He obviously thought very highly of you for a long, long time. That was a very special experience for both of you. I'm glad you shared it! You're such a humble man.

Feb 12, 2018 04:25 PM #10
1 ~Judi & Don Barrett & Chassy Eastep - Integrity
Integrity Real Estate Services 118 SE AVE N, Idabel, OK 74745 - Idabel, OK
BS Ed, Integrity Real Estate Services -IDABEL OK

Your first client knew that she wanted you to do her loan.  There was a reason that she knew that.  She could tell that you would take good care of it.

Mar 10, 2018 05:21 PM #11
Paul McFadden
Paratex - Seattle, WA
Pest Control, Seattle, WA.

Cool! Thanks for sharing George!

Mar 13, 2018 12:13 PM #12
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