Do You Really REALLY Love that Home?
A statement I often hear from my new mortgage clients is ...
"I found a house! I just love it!"
I think that's exactly what you should hear from clients searching for a home. A home that will house their life ... and probably represents the single-most expensive expenditure they've made in their lives. And as their Loan Officer, it's certainly something I want them to feel and experience.
But I also know moving forward, that the intense emotional connection they have towards the home they love and want typically serves as a positive motivating factor during their mortgage process. Clients "in love" with the home they want to buy are simply much more eager and willing to respond to my requests. They take action more quickly to facilitate their financing.
Unfortunately, however, I sometimes find some clients show a big disconnect between the "love" they feel for the home they want ... and the eagerness and willingness they display towards taking part in their mortgage process.
And at that point, I'm left wondering ...
"How much do you REALLY want that house?"
It's my opinion that once you enter your mortgage process, it's no longer enough to just love a house and the features it offers. You have to want it enough to make a productive effort.
That home you love? It must provide you constant and consistent motivation. It must serve as your carrot.
As an active mortgage applicant, you must do whatever is required ... when it's required ... to reach Closing, your successful goal, and outcome. In other words, you must make a real commitment.
That commitment must include a willingness to:
- Work to reach your goal
- Be Available
- Listen and Learn
- Answer questions
- Make Decisions
- Follow instructions
- Provide documentation
- Fulfill obligations
- Set-aside or Save money
- Be disciplined
Clients that enter their mortgage process with this positive "will do" mindset find the process flows more easily and quickly for them. And their Mortgage Closing ... the culmination of their efforts ... is a far more satisfying and rewarding celebration.
Found the home you want to buy? LOVE it?
Then you must prove it. Be a committed mortgage applicant and home buyer and you will enjoy the home you love sooner ...
* Hoping to Buy or Refinance a Home in New Lenox or elsewhere in the Chicagoland area?
Contact me! I'll put my 40+ years of Mortgage experience and expertise hard to work on your behalf.
I'm easily found at: