Get Your Credit Report For FREE!

By
Real Estate Agent with AZuRE Team - Realty ONE Group

You know your credit report is important, but other companies also collect information on you, and you have a right to see those reports. You should check your credit reports at least once a year to make sure there are no errors that could keep you from getting credit or the best available terms on a loan.

Once you request your credit reports, it's important to know what kind of information you should be on the lookout for as you review them. When reviewing your credit report, check that it contains only items about you. Be sure to look for information that is inaccurate or incomplete. If you do find anything inaccurate, or an error, you have to dispute it. Once you dispute it the credit agencies must respond within 30 days.

You are entitled to a free credit report every 12 months from each of the three major consumer reporting companies (Equifax, Experian and TransUnion). You can look at one every 4 months or all at once.

You can request and review your free report through one of the following ways:

Online: Visit AnnualCreditReport.com

Phone: Call 1-877-322-8228

Mail: Download and complete the Annual Credit Report Request form. Mail the completed form to:

Annual Credit Report Request Service

P.O. Box 105281

Atlanta, GA 30348-5281

 

For more details about how to improve your credit score and matters related to a mortgage loan, please feel free to get in touch with me and I'd be delighted to be of assistance to you.

Robyn Robertson, a licensed Mortgage Professional with Suburban Mortgage in Scottsdale, Arizona. You can reach Robyn at rrobertson@submort.com, and direct at 480-355-8106. NMLS#203304 and Suburban Mortgage Inc. BK 10123

 

Posted by

 

richard bazinet pllc

AZuRE Team @ REALTY ONE GROUP

REALTOR® /MBA, ABR, CRS 

(m) 602.300.7007 |(o) 480-315-1240

richard@azurerealtyteam.com |www.azurerealtyteam.com |blog at Here!

7975 N Hayden Rd., A-101   SCOTTSDALE, AZ 85258 

 

 

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Rainmaker
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Sheila Anderson
Referral Group Incorporated - East Brunswick, NJ
The Real Estate Whisperer Who Listens 732-715-1133

Good morning Richard and great post. So many so-called free reports are actually scams.

Apr 17, 2018 08:09 AM #1
Rainmaker
614,994
Richard Bazinet /MBA, CRS, ABR
AZuRE Team - Realty ONE Group - Scottsdale, AZ
Phoenix Scottsdale. Sellers, Buyers & Relocations

Good morning Sheila Anderson ! That is absolutely correct. There is only one official free source for your credit report and it's annualcreditreport.com .

Apr 17, 2018 08:35 AM #2
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Rainmaker
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Richard Bazinet /MBA, CRS, ABR

Phoenix Scottsdale. Sellers, Buyers & Relocations
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