Barnegat Home Buying Myths

By
Real Estate Agent with Keller Williams Shore Properties 1005238

Dragon and Knight

Think you need a down payment to buy home in Barnegat? Not with a USDA home loan guarantee you don't!

A USDA home loan is a zero down payment mortgage for eligible rural and suburban homebuyers. USDA loans are issued through the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, by the United States Department of Agriculture

Advantages of the USDA Home Loan Guaranteed Program:

  • 100% financing
  • No down payment requirement
  • No Mortgage Insurance
  • No Cash Reserves Required
  • Loan up to 101% of appraised value
  • Seller Contributions Limited to 6%

Homes for Sale in Barnegat

 

Barnegat Home Buying Myths

Ocean County First Time Buyer Programs

Some Highlights:

  • You can buy a home in Barnegat with ZERO money down!
  • The average down payment for first-time homebuyers is only 6%!
  • Despite mortgage interest rates being over 4%, rates are still below historic numbers.
  • 88% of property managers raised their rents in the last 12 months!
  • The credit score requirements for mortgage approval continue to fall.

Karl Hess & Keller Williams Shore Properties provides expert real estate services to residential buyers and sellers in Manahawkin. Contact us today for more information on Ocean County Real Estate and for professional assistance navigating this complex home market.

As always, thank you for your time and feel free to get in touch if you have any questions. Karl Hess, Keller Williams Shore Properties - #1 Real Estate Office in Ocean County

 

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 609-553-7926

Find Your Dream Home on The Jersey Shore in Ocean County!

www.TheJerseyShoreHomeFinder.com

 

 Licensed in New Jersey.  Keller Williams Shore Properties 

1400 Hooper Ave. Toms River NJ 08753 Phone: 732-797-9001

 

 

 

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Topic:
Home Buying
Location:
New Jersey Ocean County Barnegat
Groups:
1st Time Buyers
Posts to Localism
Local Expert
Buyer Information - What Buyers Need to Know in Today's Market
Advice for Buyers
Tags:
barnegat homes for sale
barnegat real estate agent
buying a home in barnegat
barnegat realtor karl hess
barnegat home buying advice
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