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🏠 Tips to Help You Find Your Cohoes NY Dream Home

Real Estate Agent with McCurdy Real Estate Group, Inc. 31MC1041767

Buying a home in Cohoes NY is no easy task. From choosing a property to looking for a reliable Realtor®, you have to consider a lot of things before pulling the switch.


While home shopping can be fun, you should never forget to think through your finances and many other factors before making a leap into ownership. Since homeownership is one of the biggest financial decisions you will ever make in your life, there are certain things you should absolutely know before making a purchase.


Here are the things you should know if you are looking to buy a home in Cohoes:


Don’t Focus on Your Life Today


One of the biggest mistakes homebuyers commit nowadays is snapping up a home, thinking that the life they live today is the same as the life they’ll live tomorrow. Homeownership is a huge financial commitment so before you buy any property, consider your long-term plans.


Don’t look for Colonie NY homes for sale if you’re planning to get a job in Cohoes NY. If you plan to leave your current job in Colonie and apply for a more secure job in Cohoes, then you should find a home in Cohoes and not in Colonie.


Homes for sale in Cohoes NY are ideal for workers since the city is home to several manufacturing companies. If you are a nature lover, you’ll also love it here since it’s home to the world-famous Cohoes Falls and the historic Van Schaick Mansion.


Remember that Homeownership Means Commitment


I can never stress enough how homeownership is pretty much about commitment. When you buy a home, you commit a fixed budget to mortgage payments, which you must be able to pay for years. If you don’t think you are in a position to do that, then you might have to set aside your homeownership plans for now.


Choose a House You Can Afford


Know the things you should consider before jumping into home ownership!


When it comes to homeownership, you can never look through the subject of finances. By “finances,” I don’t necessarily mean the amount of cash you have on hand before buying a home.


The price of a home you can afford depends on several factors, including your projected income years from the date of your purchase, interest rates, types of mortgage and the market. You may need a mortgage broker to shed light on these things.


You Can Never Go Wrong with a Reliable Realtor®


Since some home buyers tend to think that getting a Realtor® to assist them will only drive up the overall cost of their purchase, they go through the process alone. What they don’t understand is that a trusted Realtor® can actually help them save money by protecting their interests throughout the process.


There are a lot of good reasons to own the roof over your head, but since it involves a huge amount of money, you can’t afford to go wrong when making this major decision.


If you need help with your homeownership plans, call me at 518-785-9900 and I’ll help you make smart decisions. I am Dawn McCurdy and I am one of Cohoes’ top Realtors®. Buying a home won’t be as stressful as you think if you let me walk you through the entire home-buying process!

In case you can not view this video here, please click the link below to view 🏠 Tips to Help You Find Your Cohoes NY Dream Home on my YouTube channel: https://youtu.be/AcP8fX8UEgg

Posted by

Dawn McCurdy

McCurdy Real Estate Group, Inc. 

1004 Loudon Rd. 

Cohoes, New York 12047