Don't lose a deal because your local lender said No!!

Mortgage and Lending

Don't lose a deal because your local lender said No!!


Hills Capital, LLC is a full service Commercial Finance Company. We deal with some of the best commercial lenders in the United States. This allows us to provide large bank resources with the personal touch so many of our clients have come to expect. We can handle all SBA, Multi-Family, Fix and Flips, Office, Retail, Office Condo, Bridge Loans, Industrial, Warehouse, Self-Storage, Medical Buildings, and working capital needs. Our ideal client for Commercial Mortgages is a property owner, whether it be an investor or owner occupied in the $250,000 and up


80% LTV Stated Income Commercial Real Estate Mortgages
We fund stated income commercial real estate loans in < 30 days. Is your bank/SBA financing taking too long? We're here to help!
  • Nationwide loans from $500,000 to $5,000,000
  • No tax returns or ongoing financial reporting required
  • 6% to 9% rates, 3 to 10 yrs. fixedamortized over 30 yrs.
  • 620 credit min. and easy, light documentation underwriting
  • Purchase, refinance and unrestricted cash-out on multifamily, mixed-use, office, retail, warehouse, industrial, self-storage, mobile home parks, daycare, auto-service, auto-dealers, restaurants and bars
1-2 Day Term Sheets | No Upfront Fees!

Subprime SBA Loan Progam

HC offers streamlined Small Business Administration (SBA) loans for the non-conforming business owner

  • 550+ credit scores and flexible underwriting
  • Loans from $30,000 to $23,000,000
  • No hard collateral required under $500,000
  • 6.25% to 8.25% rates and 10 to 25 year amortizations
  • 1 year min. time in business and most industries considered
  • Working capital, real estate or business purchase, debt/MCA payoff, equipment or inventory purchase and more...


If you have a client struggling to arrange financing please feel free to forward them this.  And they can apply at the links below!!


Apply Now for your Stated Income Loan( No credit Pull)


Apply Now for SBA Program

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We get tough loans done!!!

  • Commercial Loans
  • Hard Money/Bridge Lending
  • FIX and Flips
  • Multi-Family
  • Stated Commercial Loans

Christopher Hills, Managing Director ,. Chris can be reached via email at

For all Loan needs nationwide






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Christopher Hills

Managing Dir. Lending
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