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Is The Worse Over?

By
Mortgage and Lending with A1A Mortgage, LLC

IS THE WORSE OVER?

 

We have all seen the headlines and TV shows on how bad the Real Estate Market has been. And there is no doubt that the past two years have been rough for anyone in the industry as well as for many homeowners.

But if you look in the inside pages and catch some not so prime time TV shows (We all know bad news make headlines, good news gets buried )you will see that many experts are starting to predict an improved housing market.

I am seeing several forecasts that say housing prices have hit bottom. The Wall Street Journal reported on May 6, 2008 that the bottom has been hit and a video presentation on Realty Times is reporting the same thing. Even the US Secretary of the Treasury Henry Paulson has been quoted as saying the worse is over.

On the local front, the Northeast Florida Association of Realtors (NEFAR) has reported that things are improving in Northeast Florida. They have a page on their website that provides great information on this position.

The following links will bring you to the articles I have mentioned. In future blogs, I will continue to share good news as I come on it. I am also going to focus on the trends in Northeast Florida (Marion County to Nassau County and all in between).

Links:

    The Worse Is Over, WSJ, May 6, 2008

    Realty Times Video    Watch Real Estate Outlook: Worst is Over

        Secretary Paulson Comments    

    NEFAR Campaign, Put Your Money Where Your Life Is

Ray Breault

Email: ray@a1aloans.com

Show All Comments Sort:
Brett Noel
Keller Williams - Paso Robles, CA

Great Blog, Thank you for sharing

May 24, 2008 10:11 AM
Anonymous
Anonymous

Good blog

I appreciate the information

May 24, 2008 10:12 AM
#2
Denise Shockey
RE/MAX Aerospace Realty - Cocoa Beach, FL
Cocoa Beach, Brevard County Florida Real Estate

I think you are correct, in my humble opinion.  Activity in Brevard County is picking up, and the media is about two months behind in finnaly reporting that.  Thanks.

May 24, 2008 10:13 AM
Jerry Murphy, CRS, SRES
Long Realty West Valley - Anthem, AZ
Anthem, Phoenix, and Scottsdale AZ Real Estate

Hi Ray,

We in Phoenix, Arizona are starting to see the market pick up as well.  We were right there with Florida, Las Vegas, and Southern Cal as being the first markets into the mess.  So we'll probably be the first out.  The problem, as you noted, is that only bad news gets the headlines.  By the time the general public realizes the storm has past all the smart money will have gobbled up all the deals.  It's true with any market.  Good luck.

May 24, 2008 10:13 AM
Debi Ernst
St. Charles County, Missouri - Prudential Alliance Realtors - O'Fallon, MO
GRI, e-PRO, Broker/Sales Associate

I know that my business is picking up.  That's a good sign!  Thanks for the information!  :)

May 24, 2008 10:21 AM
Anonymous
Richard

I think commercial is gonna pick up faster than residential. This is simply because of multifamily units being lumped in under commercial and not residential.  But, yes, I do agree that the overall real estate market is starting to bottom. And when a market bottoms out, the buyers start pouring in!

-Richard

http://www.theflipboard.com

May 24, 2008 10:24 AM
#6
Tiffany Taylor
Platinum Funding Group, Inc.NMLS-243033 - Irvine, CA
Platinum Funding Group

The  facts are plain-and-simple take a look at the graph below?  How does this tidal wave of resets in a negative equity environment fit in to your '08 recovery?  How do tightened underwriting guidelines and the elimination of high-LTV purchase loans and limited documentation loan types fit in?  Now everyone buying needs 10-20% (I'm generalizing here) down and fully documented income and we're supposed to see a "swift" recovery? 

I don't want to be negative but we have a few more years before we hit the bottom...

Tiffany Taylor

May 25, 2008 08:57 AM
Eric Meruelo
Springfield, MO
Vice President / Sr. Loan Officer

Thank You for the information !

May 25, 2008 04:25 PM