How to Get Sacramento Sellers to Help with Closing Costs

Real Estate Agent with RE/MAX Gold DRE #00697006

There are quite a few first-time home buyer programs available that will help buyers with closing costs. However, they generally add an extra layer to the mortgage process. Could involve attendng a class for first-time home buyers. And sometimes these loans need to be repaid at a future date.

Not to mention, not every seller gets excited about home buyers utilizing down payment assistance. Some sellers think if the buyer finds a defect that the buyer can't afford to repair, the buyer will cancel. So sellers gravitate toward offers with more generous down payments.

But there are other ways to get help. You can read more in my personal blog today at this link: When Can Home Buyers Ask Sacramento Sellers for Help With Closing Costs?

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elizabeth weintraub



Weintraub and Wallace Realtors



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Elizabeth Weintraub is co-partner of Weintraub & Wallace Team of Top Producing Realtors, an author, home buying expert at The Balance, a Land Park resident, and a veteran real estate agent who specializes in older, classic homes in Land Park, Curtis Park, Midtown, Carmichael and East Sacramento, as well as tract homes in Elk Grove, Natomas, Roseville and Lincoln. Call Elizabeth Weintraub at 916.233.6759. Put our combined 80 years of real estate experience to work for you. Broker-Associate at RE/MAX Gold. DRE License # 00697006.

Photo: Unless otherwise noted in this blog, the photo is copyrighted by Big Stock Photo and used with permission.The views expressed herein are Weintraub's personal views and do not reflect the views of RE/MAX Gold. Disclaimer: If this post contains a listing, information is deemed reliable as of the date it was written. After that date, the listing may be sold, listed by another brokerage, canceled, pending or taken temporarily off the market, and the price could change without notice; it could blow up, explode or vanish. To find out the present status of any listing, please go to


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Debb Janes EcoBroker and Bernie Stea JD
ViewHomes of Clark County - Nature As Neighbors - Camas, WA
REALTORS® in Clark County, WA

Sage advice on how to ask for a bit more cash in order to purchase a home. Building in closing costs is generally a great idea, providing the home can appraise.  I also like your suggestions to check out homes that have been languishing on the market - you can often find hidden gems. D 

Jun 27, 2018 06:23 AM #1
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

Elizabeth, we are seeing heftier EM deposits too, and Seller concessions are very rare around here.

Jun 27, 2018 06:26 AM #2
Elizabeth Weintraub Sacramento Realtor Top 1%
RE/MAX Gold - Sacramento, CA
Put 40 years of experience to work for you

Debb Janes EcoBroker and Bernie Stea JD fortunately, first time home buyers have many options, which are important to discuss with the buyer's agent. Some buyers think agents don't have alternatives to present, but we do.

Jun 27, 2018 07:13 AM #3
Elizabeth Weintraub Sacramento Realtor Top 1%
RE/MAX Gold - Sacramento, CA
Put 40 years of experience to work for you

Joan Cox Because we have liquidated damages of 3% in our purchase contracts, the EM has become more important, particularly from a risk management point of view. What agent wants to end up in court because her client could have been awarded $30,000 in damages but only received $1,000 due to her listing agent's ineptness or inattention to detail?

Jun 27, 2018 07:15 AM #4
Debbie Reynolds
Platinum Properties - Clarksville, TN
Your Dedicated Clarksville TN Real Estate Agent

It is custom for seller to pay in my area. The question is just how much are they willing to pay?

Jun 27, 2018 08:30 PM #5
Roy Kelley
Realty Group Referrals - Gaithersburg, MD

This is very good advice to share.

Have a most productive summer.

Jun 28, 2018 04:56 AM #6
Kathy Streib
Room Service Home Staging - Delray Beach, FL
Home Stager - Palm Beach County,FL -561-914-6224

Hi Elizabeth- it's probably all regional but if I were in the Sacramento area I would definitely contact you to guide me through all of this!

Jun 28, 2018 11:22 AM #7
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