Special offer

Short Refinance vs. Short Sale

By
Services for Real Estate Pros with Short Refinance

HOPE for Homeowners 
HOPE for Homeowners, the new government, similar to a Short Refinance, and short payoff, is a transaction, where the lender agrees to accept less than the full amount owed.  

Instead of the property being sold, it is refinanced with a
 new lender.  The short refinance allows the homeowner to retain ownership of the property, while at the same time avoiding a foreclosure or possible bankruptcy
If you want to keep your home, but don't have enough equity to get into a foreclosure bailout loan, a short refinance is your answer.  By negotiating a short refinance with your current lender, you can obtain a payoff of less than the full amount owed, and refinance your home with a new lender.  

Short Sale 

A short sale is usually an arm's length transaction, where the current lender agrees to accept less than the full amount owed when the property is sold. 

  • If you have decided that it is in your best interest to do a Short Sale, you will want to have an expert in this field contact you as soon as possible. Apply for Short Sale
Many homeowners are experiencing a financial hardship and are unable afford their mortgage payment. We offer another solution for homeowner's to keep their home and create a new affordable payment. 

Would you like to keep your house? 
We negotiate with your lender, using a new technique called a Short Refinance to reduce your principal and help you keep your home.  
pastedGraphic


Do you prefer to be treated like a person rather than a Loan Number? 
Most loan servicing departments are flooded with borrower's calling everyday. These departments have policies and scripts for each phone call they receive, and you may be transfered back and forth between departments or put on constant hold. Once you finally speak to the right person, you are asked for your income and expenses. Depending on the information you provide, you will be told whether you qualify for assistance or not. This process frustrates many borrowers and causes them to believe there are no options available. We strive to work with borrowers on an individual basis and we provide solutions. 

The possibility of losing your home is stressful and you need an experienced professional to answer questions and guide you through the process. 

What does our commitment to personal service mean to you? It means that we focus on you and your goals. We are committed to being here, for you every step of the way. 

HOPE for Homeowners, or Short Refinance may be the answer to keeping your home.  



pastedGraphic
  Call us now at 858-693-5400, apply online  or visit our website at 
www.short-refinance.com

Comments (0)