100% Financing Exists in Texas!

Real Estate Agent with JP and Associates TX620575 CA01492418

100% Financing Exists in Texas!

Good day all,

I wanted to tell you about some programs that are still around and that you can take advantage of here in Texas that allow for 100% financing!

The first is the USDA home loan. This particular loan is for rural areas, of which Texas still has a ton of! Everything is bigger in Texas and homes with some land or rural properties are aplenty. 

For the USDA home loan there are income limits for the household in order to qualify. 

The loan may be used for:

  • New or existing residential property to be used as a permanent residence.  Closing cost and reasonable/customary expenses associated with the purchase may be included in the transaction
  • A site with a new or existing dwelling
  • Repairs and rehabilitation when associated with the purchase of an existing dwelling
  • Special design features or permanently installed equipment to accommodate a household member who has a physical disability
  • Reasonable and customary connection fees, assessments or the pro rata installment cost for utilities such as water, sewer, electricity and gas for which the buyer is liable
  • A pro rata share of real estate taxes that is due and payable on the property at the time of loan closing.  Funds can be allowed for the establishment of escrow accounts for real estate taxes and/or hazard and flood insurance premiums
  • Essential household equipment such as wall-to-wall carpeting, ovens, ranges, refrigerators, washers, dryers, heating and cooling equipment as long as the equipment is conveyed with the dwelling
  • Purchasing and installing measures to promote energy efficiency (e.g. insulation, double-paned glass and solar panels)
  • Installing fixed broadband service to the household as long as the equipment is conveyed with the dwelling
  • Site preparation costs, including grading, foundation plantings, seeding or sod installation, trees, walks, fences and driveways

There are certain areas that are eligible within the below list of financial eligibility. 

USDA loan limits for the Dallas-Fort Worth and surrounding eligible counties

If you would like to purchase a home in a rural and USDA eligible area, call me! Let's talk to a good lender that does this program to get you qualified to purchase your dream home!


VA loans are for veterans and for military personnel who are currently serving. A VA loan (also known as a Veterans Administration (VA) home loan) is one of the most useful military benefits. If you qualify, you can buy a home with as little as $0 down, with great rates and financing up to $453,100. 

There is a funding fee paid when using your VA loan, which can be paid upfront, added into your loan, or be paid with a gift from family or asking for closing cost assistance from a seller.

VA loans are a little easier to qualify for than a conventional loan.

Some tax benefits of your VA loan are being able to deduct your mortgage interest, discount points, and origination fees.

I have some great resources for lenders that provide a USDA and VA loan, email or call me 817-470-8043 for recommendations!

Take care and have a blessed day!

Amy Steele

Posted by

Cell: (817) 470-8043
Website: DFWAmySteele.com
Email: steeleofalifetime@gmail.com
TX License 0620575
Certified Negotiation Expert
Sellers Representative Specialist
New Home Specialist
Military Relocation Professional

Keep North Richland Hills Beautiful Commission member, place 2
NRH Strategic Planning Committee

JP and Associates Realtors

2615 E Southlake Blvd Ste 160
Southlake, TX 76092



  LIKE me on facebook!    Follow me on Pinterest     Watch my DFW Videos
   North Richland Hills Texas Pinterest       

 Information regarding statistics on housing data provided from NTREIS MLS.


This entry hasn't been re-blogged:

Re-Blogged By Re-Blogged At
Lending / Financial
national guard
fort worth
va loan
military relocation
air force
100 financing
usda loan

Post a Comment
Spam prevention
Spam prevention
Post a Comment
Spam prevention

What's the reason you're reporting this blog entry?

Are you sure you want to report this blog entry as spam?


Amy Steele Realtor SRS CNE NHS MRP

Live,Work,Play...in North Texas
I'm here for YOU!
Spam prevention

Additional Information