When it comes to buying a Johns Creek home, there are a lot of factors to consider before you settle on the perfect one. First of all, before you start shopping Johns Creek real estate, make a budget. Figure in all your current expenses, along with the upfront costs of borrowing, and a monthly maintenance fund savings. It’s also a good idea to get pre-approval for a loan from your bank, once you’ve researched different banks in the area. Having pre-approval makes it easier for your offer to be accepted when you find the right house. Be aware, however, that it’s not really a good idea to borrow the maximum amount allowed by the bank. The bank is probably not scrutinizing your budget as closely as you are.
Once you know your budget, you can start looking around. If you own a home now, think about what you really like and what you want to change about it. Renters should also consider what works about their current space and what does not. If there’s a particular home you’ve visited that you love, think hard about what works. If you have a partner, go over your lists together. Work out a list of must-haves and things you’d like to have.
Not only do you need to figure out what you want the house itself to have, you need to consider the home’s location. Once again, you need to prioritize. Think about the commute to get to work. How close is grocery shopping? How are the schools in the area? Even if you don’t have kids, be aware that the quality of the local schools can impact house prices. Drive around the area both during the day and the night. Does the area seem safe and stable?
You also want to do some research on the way the market is going in the areas you’re considering. Have prices been moving up or down or staying steady over the last six months? How are other houses selling, in comparison to the one you’re looking at? The other thing to invest in is a professional home inspection. It will be a few hundred dollars, but it can save you a lot of money in the long run if the inspection turns up problems.
Though finding just the right Johns Creek home requires a lot of thought and research, you’ll be happy you put in the time when you enjoy the house for years to come.