Lock Watch for the Week of 8/20/2018

Mortgage and Lending with Guaranteed Rate, Marin County, CA NMLS: 22343

Lock Watch for the Week of 8/20/2018



Kind of a quiet week ahead.  Who's up for heading to the beach one last time?


Economicalendar (all times are Pacific):

Mon, 8/20:       Quiet. 

Tues, 8/21:       Quiet.   

Weds, 8/22:     Existing Home Sales (7am) and FOMC (11am).   

Thurs, 8/23:    Jobless Claims (5:30am) and New Home Sales (7am).     

Fri, 8/24:        Durable Goods (5:30am).


10-Year Treasury History

2.84%     Today's Open

2.88%     One Week Ago

2.89%     One Month Ago

2.18%     One Year Ago


Randy Rhoads

Randy Rhoads was born into a musical family in 1956 and taught himself to play guitar at his mother's San Fernando Valley music store during the wood-paneled '70's.  He got plucked out of an early incarnation of the band Quiet Riot and was flown to England to help launch Ozzy Osbourne's solo career.  This was way before reality TV and when Ozzy slurred solely because of his alcoholism and not his alcoholism plus advanced age. 


Rhoads recorded just two albums but if you picked up an electric guitar in the 1980's because you thought heavy metal thunder was your ticket out of an ordinary midwestern life, you couldn't escape the mystical power emanating from his polka dot Flying V.  His musical career spread out across just those 17 songs, but the classic riffs and ripping guitar solos kept me glued to my half speed tape deck for hours on end in pursuit of note-for-note perfection.  



Randy Rhoads was a hero of mine when I was a teenager.  He died, tragically in a small plane accident, at just 25-years old in 1982.  Funny how as an adult I'm no longer so intrigued by the actual music, but more by his contribution to a small, but to me and many others, important segment of society while only in the springtime of his life.


Flying high again,



Robert J. Spinosa
Vice President of Mortgage Lending

Guaranteed Rate
NMLS: 22343 
Cell/Text: 415-367-5959 Fax: 415-366-1590

Marin Office:  324 Sir Francis Drake Blvd., San Anselmo, CA  94960

Berkeley Office:  1400 Shattuck Ave., Suite 1, Berkeley, CA  94709

*The views and opinions expressed on this site about work-related matters are my own, have not been reviewed or approved by Guaranteed Rate and do not necessarily represent the views and opinions of Guaranteed Rate.  In no way do I commit Guaranteed Rate to any position on any matter or issue without the express prior written consent of Guaranteed Rate's Human Resources Department.


Guaranteed Rate. Illinois Residential Mortgage Licensee NMLS License #2611 3940 N. Ravenswood Chicago, IL 60613 - (866) 934-7283


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Lee Potts
Aloha Group Maui - Lahaina, HI
The smarter we work, the luckier you get.



Aug 20, 2018 08:35 AM #1
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Rob Spinosa

Vice President of Mortgage Lending, Marin County
Can I Get a Jumbo Loan with 10% Down?
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