The first time your personal infomation is stolen after a thief snatches your credit card, you feel violated. You're shocked. How could it happen? You don't use the same passwords nor click on suspicious links. Your personal information is mostly kept private. You don't hand out your credit card in a restaurant and hope the server is honest. The next half dozen times you come face-to-face with fraud, it is sheer irritation.
If you rarely use a credit card, your risk is much lower than a person whose credit card statement, say, runs 5 or 6 pages.
I did not realize Uber fraud existed, but I don't find it shocking that it does. One of the ways bad guys commit Uber fraud is by creating a fake driver account and charging phantom rides, rides nobody took, to a stolen credit card on a newly created fake Uber rider account.
There are more ways to commit Uber fraud. But probably the worst thing about the entire scenario is the fact you cannot call Uber. The phone number Uber provides to credit card companies is a recorded message line. There is no phone number customers can find online for Uber. Drivers can call Uber, but Uber treats customers like they do not exist. Although I did manage to make a couple of reports online, that action generated no response but automated messages.
Uber doesn't seem to much care. You can read more in my personal blog today at this link: You Cannot Call Uber to Report Credit Card Uber Fraud.