I'm thinking that with the DOJ lawsuit, "settled", we are gonna be looking at a different fight. Commissions....with virtual online companies claiming they can provide full service via the Internet, are we looking at getting paid less? Most are "one from column A and one from column B" type of operations, that the consumer will end up getting burned before they realize it's too late. I'm all for a better mousetrap, but this is still a "people business" the last time I looked. At the end of the day....it's still you and me looking each other in the eye, asking...."do we have a deal?"