“You Don’t Know What You Don’t Know”

Mortgage and Lending with Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 NMLS # 6869

     “You Don’t Know What You Don’t Know”





Hi Mr. Petrowsky 

My name is Angela Xxxxxxxxx and I’m an acquaintance of Matt Xxxx. He gave me your contact information so I would be able to find out some information and see if we can buy Matt’s Condo. I do not have good credit so my fiancé was going to apply on his own for a FHA loan. His credit score is 634 and he makes around $3200 a month before taxes. His only debt is his car payment ($252) and credit card( min payment $25). He is also a co-signer on my vehicle ($272). We wanted to put about $5000 down for the loan for the condo. Is there anything else we should be doing? 

I’m not very knowledgeable about buying a home and Matt has been a great help but he told us to reach out to you for more advice. He told me that there is no one better when it comes to mortgages.

Thanks for your time. 



When someone indicates they don’t have very good credit, I will always ask, “How do you know?”

Sure enough, when I ran Angela’s credit it was better than her boyfriends.


As I went over the report with her, she was literally choked up. She is now on her way to owning her own condo rather than depending on anyone else.


It always makes sense to check with a professional rather than assume that your credit isn’t very good. You may be surprised in a positive way!



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Joe Petrowsky, NMLS #6869

Right Trac Financial Group, Inc. NMLS #2709

110 Main St.

Manchester, Ct. 06042

Office: 860 647-7701 x116

Fax: 860 647-8940

Cell: 860 836-9294

Email: joe@righttracfg.com



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Joe Petrowsky does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.

Equal Housing Statement: We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing becuase of race, color, religion, sex, handicap, familial status, or national origin.


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Barbara Todaro
RE/MAX Executive Realty - Franklin, MA
Marketing Agent for The Todaro Team

Good morning, Joe Petrowsky your story is a nice one to share and people would wise to contact you before they eliminated the option of buying a property....

Sep 21, 2018 03:15 AM #1
Brenda Mayette
Miranda Real Estate Group, Inc. - Glenville, NY
Getting results w/ knowledge & know-how!

Awesome!  It is ALWAYS good to check with a true professional.  I grew up hearing "you don't know what you don't know" and I'm happy for Angela that she connected with you.  Cheers to you both! 

Sep 21, 2018 05:00 AM #2
Sheila Anderson
Referral Group Incorporated - East Brunswick, NJ
The Real Estate Whisperer Who Listens 732-715-1133

Good morning Joe. This is really good and I'm sure satisfying for you as well as the buyer.

Sep 21, 2018 07:32 AM #3
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Joe Petrowsky

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