Confused about Mortgage Insurance?

Services for Real Estate Pros



  I want to help you compare borrower-paid mortgage insurance (BPMI) and lender paid mortgage insurance (LPMI) because soon you may be faced with choosing between them.


Borrower-Paid Mortgage Insurance

Lender-Paid Mortgage Insurance

  • Buyer purchases insurance and pays the premiums along with the mortgage
  • Buyer pays 8% mortgage rate and 0.5% for  mortgage insurance
  • Can be canceled if borrower pays down loan's balance to 80% of present value
  • Premiums are separate from interest and are not deductible
  • Lender purchases insurance and buyer pays as part of monthly house payment

  • Buyer pays 8.5% for loan which includes insurance

  • Cannot be canceled because it's calculated as part of mortgage rate

  • Premiums are part of overall rate and are interest and tax deductible



 Your choice could depend on several factors. The key questions to ask yourself are...

•    How long do I expect to remain in this house and this loan?                         

•    What kind of appreciation can I expect?


Give me a call at 386-627-1348 so we can determine the best type of mortgage insurance for you.

Click here for your FREE information.

There is no cost or obligation to have a mortgage consultation. It's as easy as a phone call.  Just call me, Dmitry Perlovich, at Dimper Funding at 386-627-1348 between 10 am and 6 pm Monday through Friday. Or e-mail me at I am looking forward to becoming your mortgage consultant for life.


Who is the next person you know who is looking to purchase new or refinance  their existing home in Palm Coast, Ormond Beach, Daytona Beach, Orlando, Miami, St. Augustine or anywhere in Florida. I also can help customers from New Jersey, Tennessee, California, Georgia, Arkansas, Colorado, Illinois, Indiana, Iowa , Kansas, Michigan, Missouri, New Mexico, Oklahoma, South Carolina, Tennessee, Texas, Wisconsin.

I proudly serve Palm Coast, Flagler County Florida Waterfront and Golf Communities, Hammock Beach, Hammock Dunes, Ocean Hammock, Cinnamon Beach, The Conservatory at Hammock Beach, The Gardens at Hammock Beach, Yacht Harbor Village, Grand Haven, Palm Coast Plantation, The Sanctuary, The Tidelands, Canopy Walk, Oceanside Luxury Condos, European Village, Palm Coast Resort, The Surf Club, and More!



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