FLORIDA USDA LOANS - 100% FINANCING
If you happen to be an Florida resident and are looking for a government-backed loan while lacking the ability to qualify for a traditional loan, the USDA loan program can be your best option. Also known as the Rural Development Loan, the USDA mortgage was created in 1949 to give the rural population the ability to purchase and own a home. Although the alias may cause you to focus on farmland, this loan was simply intended for lower income buyers that happen to dwell in rural parts of the United States.
You may use this program for your buying or refinancing needs. loanDepot is a certified USDA loan provider.
Many area's In Florida qualify for a USDA LOAN.
The USDA home loan program is limited to certain eligible areas deemed “rural” by the USDA/Rural Development. We frequently receive questions about the areas in Florida that are eligible for the program. The USDA says that to be eligible a property must be in a rural community of fewer than 10,000 people, but there are exceptions to this rule. Some areas between 10,000 and 25,000 in population are considered rural due to their distance from urban areas.
The USDA Rural Housing Program is not only an affordable option for potential homeowners, but it also services current homeowners that are looking to refinance their current Florida mortgage.
With USDA LOANS Not only are you not required to put money down, but you also may qualify for seller-paid closing costs, no mortgage insurance, and flexible credit criteria.
You can click here to view all the eligible USDA areas throughout Florida.
If you are able to qualify for a USDA MORTGAGE, in many cases you won’t have to place any money down while receiving 100% financing.
Contact me today to get a free mortgage pre-approval and to ask me any questions you may have about buying a home in Florida using 100% Financing with a USDA LOAN.
Below is some more information about USDA Loans.
Florida Mortgage Lender
Florida USDA Loans
Jacksonville FL USDA Loans
St Augustine FL USDA Loans
Tampa Mortgage Lender
Orange Park FL USDA Loans
Apopka | Aventura | Boca Raton | Bradenton | Brandon | Cape Coral | Clearwater | Clermont |Cocoa Beach | Coconut Creek | Coral Gables | Crestview | Crystal River | Daytona Beach | DeLand | Deltona | Delray Beach | Destin | Dunedin | Englewood | Fernandina | Flagler Beach | Fort Lauderdale | Fort Myers | Fort Pierce | Fort Walton Beach | Gainesville | Green Cove Springs | Hallandale | Hobe Sound | Hollywood | Homestead | Inverness | Jacksonville | Lakeland | Lake City | Lake Mary | Live Oak | MacClenny |Melbourne | Miami | Milton | Mount Dora | Naples | Ocala | Ocoee |Ojus | Orange Park | Orlando | Ormond Beach | Palatka| Palm Bay | Panama City | Pensacola | Pompano Beach | Port Charlotte | Port St. Lucie | Punta Gorda | Santa Rosa | Sarasota | Siesta Key | Springhill | St. Augustine | St. Petersburg | Sunny Isles | Tallahassee | Tamarac | Tampa | Titusville | Venice | Vero Beach | Weeki Wachee | Wesley Chapel | West Palm Beach | Winter Garden | Winter Haven | Winter Park | Winter Springs | Zephyrhills | Florida | Fla |FL
Alachua | Baker | Bay | Bradford | Brevard | Broward | Calhoun | Charlotte | Citrus | Clay | Collier | Columbia | Dade | De Soto | Dixie | Duval | Escambia | Flagler | Franklin | Gadsden | Gilchrist | Glades | Gulf | Hamilton | Hardee | Hendry | Hernando | Highlands | Hillsborough | Holmes | Indian River | Jackson | Jefferson | Lafayette | Lake | Lee | Leon | Levy | Liberty | Madison | Manatee | Marion | Martin | Monroe | Nassau | Okaloosa | Okeechobee | Orange | Osceola | Palm Beach | Pasco | Pinellas | Polk | Putnam | St. Johns | St. Lucie | Santa Rosa | Sarasota | Seminole | Sumter | Suwannee | Taylor | Union | Volusia | Wakulla | Walton | Washington | County 2018