Self Employed - Bank Statement Loans

Services for Real Estate Pros with Eric J - Dream Home Financing

Self employed individuals have often struggled to find loans to purchase a home. While they are taking legal tax deductions as business owners, those deductions result in a very low net income on their tax returns. This low net income prevented them from qualifying for a loan.

The good news is there is loan program today for self employed individuals. It is called a Bank Statement Loan. Wih this program, business owners provide 12-24 month's bank statements (both business and personal) to show that they have monthly deposits coming in. A percentage of those average monthly deposits are used as income. No tax returns are required!


  • Minimum of 10% down
  • Credit Scores as low as 500 with compensating factors
  • Primary Residence only
  • Purchase or Refinance bank statement loan
  • 12-24 Month's bank statements needed depending upon the lender

Click to connect with us and get a quote for a bank statement mortgage

Check out this Arm Mortgage Calculator if you think you may be interested in an adjustable mortgage.

We are able to help you to find a bank statement loan with the best bank statement lenders in the following states: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming

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 Have a great day .....Eric - Dream Home Financing



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Myrl Jeffcoat
GreatWest Realty - Sacramento, CA
Greater Sacramento Real Estate Agent

This is important information for self-employed home buyers.  It can make a real difference.

Oct 28, 2018 11:33 AM #1
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Dream Home Financing
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