Lock Watch for the Week of 11/12/2018

Mortgage and Lending with Guaranteed Rate, Marin County, CA NMLS: 22343

Lock Watch for the Week of 11/12/2018



"The beatings will continue until morale improves."  Keep your eye on CPI...


Economicalendar (all times are Pacific):

Mon, 11/12:      Veteran's Day, bond market closed.

Tues, 11/13:      Treasury Budget (11am).

Weds, 11/14:     CPI (5:30am).

Thurs, 11/15:    Jobless Claims, Retail Sales, Empire State Mfg Survey and Import/Export Prices ( 5:30am).

Fri, 11/16:        Quiet.


10-Year Treasury History

3.19%     Today's Open  (Friday close)

3.19%     One Week Ago

3.15%     One Month Ago

2.38%     One Year Ago


In Flanders Fields


In Flanders fields the poppies blow

Between the crosses, row on row,

That mark our place: and in the sky, 

The larks, still bravely singing, fly

Scarce heard amid the guns below.


We are the dead.  Short days ago

We lived, felt dawn, saw sunset glow,

Loved and were loved, and now we lie

In Flanders fields.


Take up our quarrel with the foe;

To you from failing hands we throw

The torch; be yours to hold it high,

If ye break faith with us who die

We shall not sleep, though poppies grow

In Flanders fields.


Thank you veterans,



Robert J. Spinosa
Vice President of Mortgage Lending

Guaranteed Rate
NMLS: 22343 
Cell/Text: 415-367-5959 Fax: 415-366-1590

Marin Office:  324 Sir Francis Drake Blvd., San Anselmo, CA  94960

Berkeley Office:  1400 Shattuck Ave., Suite 1, Berkeley, CA  94709

*The views and opinions expressed on this site about work-related matters are my own, have not been reviewed or approved by Guaranteed Rate and do not necessarily represent the views and opinions of Guaranteed Rate.  In no way do I commit Guaranteed Rate to any position on any matter or issue without the express prior written consent of Guaranteed Rate's Human Resources Department.


Guaranteed Rate. Illinois Residential Mortgage Licensee NMLS License #2611 3940 N. Ravenswood Chicago, IL 60613 - (866) 934-7283


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Rob Spinosa

SVP of Mortgage Lending, Marin County
Can I Get a Jumbo Loan with 10% Down?

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